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7108 Ridge Crest Dr, Frederick, MD 21702 Property Records

Frederick County property record for 7108 Ridge Crest Dr, Frederick, MD 21702 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3.5 Baths
Year BuiltBuilt 1975
Square Footage2,656 sqft Living Area
Lot Size1.28 acres
GarageAttached, 552 sqft
OccupancyOwner Occupied
Last Sale$642,500 (2021)
Tax Bill$4,469.00 (2025)

Property Details

APN / Parcel Number

Primary APN24-461912
Alternative APN
  • 461912

Interior

Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,656 sqft Living Area
Gross Area3,208 sqft Gross Area
1st Floor1,706 sqft 1st Floor
Basement Area950 sqft Basement
Finished Basement950 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleConventional Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area55,757 sqft
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area552 sqft Garage

Exterior Amenities

Deck Area240 sqft Deck
Patio Area198 sqft Patio
PorchOpen Porch
Porch Area25 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected

Location & Zoning

Account Number461912
Street Address7108 RIDGE CREST DR
CityFREDERICK
StateMD
Zip21702-3534
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 18 SECT 1 1.28 AC W/S CREST DR. RIDGE CREST ESTATES
Legal SubdivisionRIDGE CREST ESTATES
Legal Lot Number18
JurisdictionFREDERICK MD
Minor Civil Division24, BRADDOCK
Census Blockgroup1
Census Block1011
Census Tract752603

Owner

Source: Frederick County records · APN 24-461912

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7108 RIDGE CREST DR, FREDERICK, MD 21702-3534
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2022Intrafamily Transfer, Transfer
Dec 09, 2021Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Dec 14, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 09, 2021 · Amount on Record
Deed SaleDec 09, 2021 · Amount on Record
Prior SaleMar 13, 2002 · Amount on Record
Deed Book / Page15553 / 395
Last Transfer DateJan 06, 2022
Transfer Doc0157040010
Record RefreshedSep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateFeb 03, 2022
Property Address7108 RIDGE CREST DR, FREDERICK, MD 21702-3534
Document Number0157040010
Book / Page15704 / 10
Map ReferenceMB 10 FO 145
Instrument DateJan 06, 2022
Transaction TypeTransfer
Record UpdatedFeb 15, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address7108 RIDGE CREST DR, FREDERICK, MD 21702-3534

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateDec 09, 2021
Property Address7108 RIDGE CREST DR, FREDERICK, MD 21702-3534
Document Number0155530395
Book / Page15553 / 395
Map ReferenceMB 10 FO 145
Instrument DateDec 03, 2021
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,212.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7108 RIDGE CREST DR, 7108, FREDERICK, MD 21702-3534

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address7108 RIDGE CREST DR, FREDERICK, MD 21702-3534

Mortgage

Document Number0015553405
DateDec 09, 2021
Instrument15553/405
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateDec 14, 2017
Property Address7108 RIDGE CREST DR, FREDERICK, MD 21702-3534
Document Number0121850059
Book / Page012185 / 000059
Instrument DateSep 26, 2017
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address7108 RIDGE CREST DR FREDERICK MD 217023534, FREDERICK, MD 21702-3534

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$568,400 (+17.22%) Land $142,200 Building $426,200$568,400 (-) Land $142,200 Building $426,200
2025$4,469.00 (+6.23%) Homeowner's exemption$484,900 (+52.53%)$568,400 (+78.8%) Land $142,200 Building $426,200
2024$4,207.00 (+8.62%)
2023$3,873.00$317,900 Land $122,200 Building $195,700$317,900 Land $122,200 Building $195,700

Flood & Wildfire

7108 Ridge Crest Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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