7112 Borrego Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 7112 Borrego Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,619 sqft · built 1972
Lot Size	0.214 acres (9,340 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Apr 2016)
Tax Bill	$6,964 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`247-0295-005-0000`

Property Details

APN / Parcel Number

Primary APN	`247-0295-005-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,619 sqft Living Area
1st Floor Area	1,531 sqft
2nd Floor Area	1,088 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	9,340 sqft (0.214 acres)
Garage Area	751 sqft
Parking Spaces	3 Parking Spaces
Pool Area	12,690 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7112 BORREGO WAY
City	CARMICHAEL
State	CA
Zip	95608-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	RANCHO DE LOS OLIVOS 03, LOT 122
Legal Subdivision	RANCHO DE LOS OLIVOS 03
Legal Lot Number	122
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1006
Census Tract	7905

Owner

7112 Borrego Way is owned and occupied by two individuals who bought it in April 2016.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7112 BORREGO WAY, CARMICHAEL, CA 95608-1504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2016 · Amount on File
Deed Sale	Apr 19, 2016 · Amount on File
Deed Book / Page	20160419 / 1104
Prior Transfer Date	Nov 9, 2001
Prior Transfer Doc	2001000525
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7112 BORREGO WAY, CARMICHAEL, CA 95608-1504
Document Number	2012311499
Instrument Date	Dec 26, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7112 BORREGO WAY CARMICHAEL CA 956081504, CARMICHAEL, CA 95608-1504

Mortgage

Document Number	2012311499
Date	Dec 31, 2020
Instrument	2012311499

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 30, 2040

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7112 BORREGO WAY, CARMICHAEL, CA 95608-1504
Document Number	2005130625
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7112 BORREGO WAY CARMICHAEL CA 956081504, CARMICHAEL, CA 95608-1504

Mortgage

Document Number	2005130625
Date	May 13, 2020
Instrument	2005130625

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 12, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 7112 Borrego Way was $6,964, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$585,616 (+2%) Land $126,780 Building $458,836
2025	$6,964.00 (+2.16%)	$574,135 Land $124,295 Building $449,840
2024	$6,817.00 (+1.61%)
2023	$6,709.00 (+2.02%)	$551,842 Land $119,469 Building $432,373
2022	$6,576.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7112 Borrego Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7112 Borrego Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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