7104 Borrego Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 7104 Borrego Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,133 sqft · built 1969
Lot Size	0.178 acres (7,770 sqft)
Owner	Trust Name on File
Tax Bill	$1,521 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`247-0075-002-0000`

Property Details

APN / Parcel Number

Primary APN	`247-0075-002-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,133 sqft Living Area
Gross Area	2,595 sqft
1st Floor Area	2,133 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	7,770 sqft (0.178 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7104 BORREGO WAY
City	CARMICHAEL
State	CA
Zip	95608-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	RANCHO DE LOS OLIVOS 01, LOT 29
Legal Subdivision	RANCHO DE LOS OLIVOS 01
Legal Lot Number	29
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1006
Census Tract	7905

Owner

7104 Borrego Way is owner-occupied and held in a trust since March 2012.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	7104 BORREGO WAY, CARMICHAEL, CA 95608-1504
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage WFB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 16, 2012
Transfer Doc	3210000001149
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7104 BORREGO WAY, CARMICHAEL, CA 95608-1504
Document Number	2008282529
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7104 BORREGO WAY CARMICHAEL CA 956081504, CARMICHAEL, CA 95608-1504

Mortgage

Document Number	2008282529
Date	Aug 28, 2020
Instrument	2008282529

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 27, 2035

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7104 BORREGO WAY, CARMICHAEL, CA 95608-1504
Document Number	1805180613
Instrument Date	May 8, 2018
Transaction Type	Mortgage
Record Updated	Jun 1, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7104 BORREGO WAY CARMICHAEL CA 956081504, CARMICHAEL, CA 95608-1504

Mortgage

Document Number	1805180613
Date	May 18, 2018
Instrument	1805180613

Lender

Name	WFB NA
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7104 Borrego Way was $1,521 with a homeowner's exemption, up 2.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$134,544 (+2%) Land $26,082 Building $108,462
2025	$1,521.00 (+2.29%) Homeowner's exemption	$131,907 Land $25,571 Building $106,336
2024	$1,487.00 (+1.71%)
2023	$1,462.00 (+2.09%) Homeowner's exemption	$126,786 Land $24,579 Building $102,207
2022	$1,432.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7104 Borrego Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7104 Borrego Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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