7110 W Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 7110 W Ridge Rd, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Lot Size7.24 acres (315,374 sqft)
Owner2 Individual Names on Record
Last Sale$70,000 (Nov 2020)
Tax Bill$1,124 (2025)
Deeds & MortgagesOct 2025 Construction Loan
Nov 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN05-00-084-000-012

Property Details

APN / Parcel Number

Primary APN05-00-084-000-012

Exterior

Lot Area315,374 sqft (7.24 acres)

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address7110 W RIDGE RD
CityELYRIA
StateOH
Zip44035-1967
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFROM -003
Legal SubdivisionAMHERST
Legal Lot Number84
JurisdictionLORAIN OH
Township / Civil DivisionAMHERST
Census Block Group1
Census Block1016
Census Tract50100

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7110 W RIDGE RD, ELYRIA, OH 44035-1967
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2025Intrafamily Transfer, Transfer · Construction Mortgage
FIRST FED SAVINGS & LOAN ASSN OF LO
Nov 13, 2020Grant Deed, Transfer · Line of Credit
FIRST FED'L S&L ASSN/LORAIN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2020 · Amount on Record
Deed SaleNov 13, 2020 · Amount on Record
Deed Document Number2020788768
Last Transfer DateSep 29, 2025
Transfer Doc0000070327
Record UpdatedSep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLORAIN OH
Recording DateOct 6, 2025
Property Address7110 W RIDGE RD, ELYRIA, OH 44035-1967
Document Number0000070327
Instrument DateSep 29, 2025
Instrument2025-0070327
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyUNKNOWN, ERIEVIEW

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address7110 W RIDGE RD, ELYRIA, OH 44035-1967

Mortgage

Document Number0000070328
DateOct 6, 2025
Instrument2025-0070328
Lender
NameFIRST FED SAVINGS & LOAN ASSN OF LO
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term366 Months
DueApr 1, 2056

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateNov 13, 2020
Property Address7110 W RIDGE RD, ELYRIA, OH 44035-1967
Document Number0000788768
Instrument DateOct 28, 2020
Instrument788768
Transaction TypeTransfer
Record UpdatedNov 26, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$280.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressW RIDGE RD ELYRIA OH 44035, ELYRIA, OH 44035

Mortgage

Document Number788769
DateNov 13, 2020
Instrument788769
Lender
NameFIRST FED'L S&L ASSN/LORAIN
AddressLORAIN, OH 44053
Agreement
TypeLine of Credit
Term180 Months
DueNov 12, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionAmherst Township
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,124.00$22,460 (+32.77%) Land $16,920 Building $5,540$64,160 (+32.75%) Land $48,330 Building $15,830
2024$1,124.00 (+135.64%)$16,916 (+102.13%) Land $16,916$48,330 (+102.13%) Land $48,330
2023$477.00 (+0.42%)$8,369 (-0.01%) Land $8,369$23,910 (-) Land $23,910
2022$475.00$8,370 Land $8,370
2021$23,910 Land $23,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMHERST CITY PWS
serves 11,797 people · EPA ID OH4700003
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
Also Mapped HereRURAL LORAIN CO. WATER A
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35

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