711 S Rusk St, Gainesville, TX 76240 Property Records

Cooke County property record for 711 S Rusk St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,538 sqft · built 1953
Lot Size	0.355 acres (15,446 sqft)
Owner	2 Individual Names on File
Last Sale	$182,100 (Mar 2020)
Tax Bill	$7,767 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2020-00C-00002`

Property Details

APN / Parcel Number

Primary APN	`2020-00C-00002`
Alternative APN	`9283`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,538 sqft Living Area
Gross Area	4,751 sqft
1st Floor Area	3,538 sqft
Game Room	Game Room
Utility Room	Utility Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Combination
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	15,446 sqft (0.355 acres)
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	419 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2020-00C-00002
Street Address	711 S RUSK ST
City	GAINESVILLE
State	TX
Zip	76240-5316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELL; BLOCK C & D PTS OF; TR 2
Legal Subdivision	BELL
Legal Tract	2
Legal Block	C
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	6
Census Block	6005
Census Tract	1100

Owner

711 S Rusk St is owned and occupied by two individuals who bought it in March 2020.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	711 S RUSK ST, GAINESVILLE, TX 76240-5316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · FHA Mortgage LEADER ONE FINANCIAL CORP
Mar 12, 2021	Vendor's Lien, Transfer PROSPERITY BANK
Mar 16, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE BANK OF NEW YORK MELLON TRUST CO NA
Mar 16, 2020	Vendor's Lien, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2020 · Amount on File
Deed Sale	Mar 16, 2020 · Amount on File
Prior Sale	Jan 7, 2015 · Amount on File
Deed Document Number	20202026
Deed Book / Page	2318 / 629
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	711 S RUSK ST, GAINESVILLE, TX 76240-5316
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002347/186
Date	Jul 22, 2020
Book Page	2347/186
Instrument	2020-05605

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Apr 1, 2050

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Mar 12, 2021
Property Address	711 S RUSK ST, GAINESVILLE, TX 76240-5316
Document Number	002402/802
Book / Page	2402 / 802
Map Reference	VOL 1227 PG 626
Instrument Date	Mar 8, 2021
Instrument	2026
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	395 COUNTY ROAD 173, GAINESVILLE, TX 76240-7356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SARSI CV, LAKE KIOWA, TX 76240-9442

Mortgage

Date	Mar 12, 2021

Lender

Name	PROSPERITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	711 S RUSK ST, GAINESVILLE, TX 76240-5316
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2318/648
Date	Mar 16, 2020
Book Page	2318/648
Instrument	2020-02028

Lender

Name	THE BANK OF NEW YORK MELLON TRUST CO NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Mar 16, 2020
Property Address	711 S RUSK ST, GAINESVILLE, TX 76240-5316
Document Number	2318/629
Book / Page	2318 / 629
Map Reference	CAB B SL 4
Instrument Date	Mar 16, 2020
Instrument	2020-02026
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	TITLE RESOURCE, TITLE RESOURCES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 S RUSK ST, GAINESVILLE, TX 76240-5316

Mortgage

Document Number	202002027
Date	Mar 16, 2020
Instrument	2020-02027

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 711 S Rusk St was $7,767 with a homeowner's exemption, up 37.1% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,767.00 (+37.13%) Homeowner's exemption	$371,261 (+1%)	$374,487 (-) Land $35,302 Building $339,185
2025	$5,664.00 (+14.29%) Homeowner's exemption	$337,510 Land $35,302 Building $339,185	$374,487 Land $35,302 Building $339,185
2024	$4,956.00
2023		$278,934 Land $29,429 Building $316,923	$346,352 Land $29,429 Building $316,923
2022	$6,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 711 S Rusk St in Zone X, an area of minimal flood risk, though there have been 70 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	70 (1981–2020)
Claims Outside the SFHA	28 of 70
Most Recent Claim	Jan 2020 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 18 claims Severe Storms, Tornadoes & Flooding, May 1990 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 711 S Rusk St is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Element8, Nextlink, Verizon.

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