705 S Rusk St, Gainesville, TX 76240 Property Records

Cooke County property record for 705 S Rusk St, Gainesville, TX 76240 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,984 sqft · built 1955
Lot Size	0.187 acres (8,141 sqft)
Owner	Individual Name on File
Last Sale	$174,100 (Feb 2020)
Tax Bill	$2,361 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2020-00C-00001`

Property Details

APN / Parcel Number

Primary APN	`2020-00C-00001`
Alternative APN	`17743`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,984 sqft Living Area
Gross Area	2,787 sqft
1st Floor Area	1,984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	8,141 sqft (0.187 acres)
Garage Type	Detached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2020-00C-00001
Street Address	705 S RUSK ST
City	GAINESVILLE
State	TX
Zip	76240-5316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELL; BLOCK C PT OF; TR 7; ACRES .1869
Legal Subdivision	BELL
Legal Tract	7
Legal Block	C
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	6
Census Block	6005
Census Tract	1100

Owner

Source: Cooke County records · APN 2020-00C-00001

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	705 S RUSK ST, GAINESVILLE, TX 76240-5316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 10, 2020	Vendor's Lien, Transfer · FHA Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Aug 29, 2018	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 10, 2020 · Amount on Record
Deed Sale	Feb 10, 2020 · Amount on Record
Prior Sale	Aug 29, 2018 · Amount on Record
Deed Document Number	20201072
Deed Book / Page	2311 / 660
Prior Transfer Date	Feb 07, 2020
Prior Transfer Doc	002311/660
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	705 S RUSK ST, GAINESVILLE, TX 76240-5316
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2408/52
Date	Mar 30, 2021
Book Page	2408/52
Instrument	2021-02658

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	May 01, 2050

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Feb 10, 2020
Property Address	705 S RUSK ST, GAINESVILLE, TX 76240-5316
Document Number	2311/660
Book / Page	2311 / 660
Map Reference	VOL 1 PG 3
Instrument Date	Feb 07, 2020
Instrument	2020-01072
Transaction Type	Transfer
Record Updated	Nov 09, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 S RUSK ST, GAINESVILLE, TX 76240-5316

Mortgage

Document Number	202001073
Date	Feb 10, 2020
Instrument	2020-01073

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Aug 29, 2018
Property Address	705 S RUSK ST, GAINESVILLE, TX 76240-5316
Document Number	2213/730
Book / Page	2213 / 730
Map Reference	CAB B SL 4
Instrument Date	Aug 24, 2018
Instrument	2018-85793
Transaction Type	Transfer
Record Updated	Nov 09, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 N PLAZA DR # 405, 400, APACHE JUNCTION, AZ 85120-5506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 S RUSK ST, GAINESVILLE, TX 76240-5316

Mortgage

Document Number	201885794
Date	Aug 29, 2018
Instrument	2018-85794

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,361.00 (-0.55%) Homeowner's exemption Senior Citizen's exemption	$265,902 (+25.57%) Land $44,851 Building $221,051	$265,902 (+2.76%) Land $44,851 Building $221,051
2024	$2,374.00 (-37.21%)
2023		$211,750 Land $37,363 Building $221,389	$258,752 Land $37,363 Building $221,389
2022	$3,781.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cooke County (48097C), updated April 26, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480970011006, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Nearby Flood Policies	13 in force
Nearby Flood Claims	70 (1981–2020)
Claims Outside the SFHA	28 of 70
Most Recent Claim	Jan 2020, river or lake flooding
Claims By Storm	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 18 claims Severe Storms, Tornadoes & Flooding, May 1990 · 34 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 18% of Texas
Wildfire Likelihood	About 1 in 1,136 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 298 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Nortex Communications	Fiber	2,000 / 2,000
Optimum Communications	Cable	940 / 35
ElektraFi	Fixed Wireless (licensed-by-rule)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, AMG Technology Investment Group, Element8 Technology Investment Group, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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