711 Main St, Covington, KY 41011 Property Records

Kenton County property record for 711 Main St, Covington, KY 41011

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,076 sqft · built 1886
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on Record
Last Sale	$225,000 (Apr 2021)
Tax Bill	$2,981 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-43-13-004.00`

Property Details

APN / Parcel Number

Primary APN	`040-43-13-004.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,076 sqft Finished Area
Gross Area	2,682 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Duplex Single
Exterior Material	Combination
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Street Address	711 MAIN ST
City	COVINGTON
State	KY
Zip	41011-1354
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	CHESTER & MANSFIELD BLK 38 N 1/2 LOT 16
Legal Subdivision	CHESTER & MANSFIELD
Legal Phase	38
Legal Block	38
Legal Lot Number	16
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2010
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	917 SPRING ST, COVINGTON, KY 41016-1654
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage STOCK YARDS BANK & TRUST CO
Jan 3, 2022	Warranty Deed, Transfer
Apr 23, 2021	Warranty Deed, Transfer LAWYERS TITLE/CINCINNATI INC, LAWYERS TTL OF CINCINNATI IN
Oct 31, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Apr 12, 2007 · Amount on Record
Deed Document Number	20219582
Deed Book / Page	86 / 350
Prior Transfer Date	Oct 30, 2018
Prior Transfer Doc	0005900125
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	711 MAIN ST, COVINGTON, KY 41011-1354
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 SPRING ST, COVINGTON, KY 41016-1654

Mortgage

Document Number	0005900264
Date	Mar 29, 2022
Book Page	353/890
Instrument	22032905900264

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Mar 17, 2029

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 3, 2022
Property Address	711 MAIN ST, COVINGTON, KY 41011-1354
Document Number	0005900277
Book / Page	139 / 935
Instrument Date	Dec 28, 2021
Instrument	22010305900277
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	917 SPRING ST, 917, COVINGTON, KY 41016-1654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 SPRING ST, COVINGTON, KY 41016-1654

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 23, 2021
Property Address	711 MAIN ST, COVINGTON, KY 41011-1354
Document Number	0005900301
Book / Page	86 / 350
Instrument Date	Apr 13, 2021
Instrument	21042305900301
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	LAWYERS TITLE/CINCINNATI INC, LAWYERS TTL OF CINCINNATI IN

Transaction

Amount	Amount Recorded
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 TROUT LAKE CT, 417, LUTZ, FL 33548-4213

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	17 SPRING ST, ELSMERE, KY 41018-2489

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Oct 31, 2018
Property Address	711 MAIN ST, COVINGTON, KY 41011-1354
Document Number	0000000125
Book / Page	0C6536 / 000001
Instrument Date	Oct 30, 2018
Instrument	125
Transaction Type	Transfer
Record Updated	Nov 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 MAIN ST COVINGTON KY 410111354, COVINGTON, KY 41011-1354

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,000 (-) Land $10,000 Building $215,000	$225,000 (-) Land $10,000 Building $215,000
2025	$2,981.00 (-0.53%)	$225,000 (-) Land $10,000 Building $215,000	$225,000 (-) Land $10,000 Building $215,000
2023	$2,997.00	$225,000 Land $10,000 Building $215,000	$225,000 Land $10,000 Building $215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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