702 Main St, #4, Covington, KY 41011 Property Records

Kenton County property record for 702 Main St, #4, Covington, KY 41011

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	4,920 sqft · built 1860
Lot Size	0.022 acres (949 sqft)
Owner	Company Name on Record
Last Sale	$210,000 (Nov 2025)
Tax Bill	$2,583 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`054-21-05-001.00`

Property Details

APN / Parcel Number

Primary APN	`054-21-05-001.00`

Interior

Building Area	4,920 sqft Finished Area

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Lot Area	949 sqft (0.022 acres)
Lot Dimensions	53.9 ft deep x 17.6 ft wide

Location & Zoning

Street Address	702 MAIN ST, 4
City	COVINGTON
State	KY
Zip	41011-1355
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	GREERS ADDN BLK 37 LOT 6 & PT LOTS 4-5-8-9 17.6'X 53.9'
Legal Subdivision	GREERS ADDN
Legal Phase	37
Legal Block	37
Legal Lot Number	6,4
Legal Unit	4
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1013
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1717 DIXIE HWY, 8, FT WRIGHT, KY 41011-2766
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Warranty Deed, Transfer · Seller Carry-Back CLIFFORD KENNEDY
Feb 1, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2025 · Amount on Record
Deed Sale	Nov 13, 2025 · Amount on Record
Prior Sale	Feb 1, 2018 · Amount on Record
Deed Document Number	2025156
Deed Book / Page	374 / 222
Prior Transfer Date	Jun 15, 2016
Prior Transfer Doc	0000000173
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 13, 2025
Property Address	702 MAIN ST # 4, 4, COVINGTON, KY 41011-1355
Document Number	0005900156
Book / Page	KC 374 / 222
Map Reference	MB 821 PG 248
Instrument Date	Nov 12, 2025
Instrument	25111305900156
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING TTL SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 EVERGREEN AVE, SOUTHGATE, KY 41071-3118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 DIXIE HWY, FT WRIGHT, KY 41011-2766

Mortgage

Document Number	0005900157
Date	Nov 13, 2025
Instrument	25111305900157

Lender

Name	CLIFFORD KENNEDY
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	56 Months
Due	Jul 1, 2030

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Feb 1, 2018
Property Address	702 MAIN ST, COVINGTON, KY 41011-1355
Document Number	0000000095
Book / Page	0C6345 / 000034
Instrument Date	Jan 31, 2018
Instrument	95
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$192.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 EVERGREEN AVE SOUTHGATE KY 410713118, SOUTHGATE, KY 41071-3118

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,000 (-) Land $30,000 Building $165,000	$195,000 (-) Land $30,000 Building $165,000
2025	$2,583.00 (-0.54%)	$195,000 (-) Land $30,000 Building $165,000	$195,000 (-) Land $30,000 Building $165,000
2023	$2,597.00	$195,000 Land $30,000 Building $165,000	$195,000 Land $30,000 Building $165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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