Carter County property record for 711 Circle Dr, Grayson, KY 41143
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,744 sqft · built 1971 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Jun 2009) |
| Tax Bill | $92 (2025) |
| Deeds & Mortgages | May 2023 Reverse Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-40-03-008.00 |
| Primary APN | 104-40-03-008.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,744 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| View / Lot | Waterfront - Canal |
| Garage Type | Attached |
| Garage Area | 928 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Cooling System | Wall Unit |
|---|---|
| Heating Fuel | Gas |
| Account Number | 20511 |
|---|---|
| Street Address | 711 CIRCLE DR |
| City | GRAYSON |
| State | KY |
| Zip | 41143-1401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOTS 5-6 ROBINSON SUBD |
| Legal Subdivision | ROBINSON SUBD |
| Legal Lot Number | 5-6 |
| Jurisdiction | CARTER KY |
| Township / Civil Division | GRAYSON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 960602 |
Source: Carter County records · APN 104-40-03-008.00
Assessment roll updated April 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 711 CIRCLE DR, GRAYSON, KY 41143-1401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 02, 2023 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Jun 06, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF GRAYSON |
| Feb 25, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF GRAYSON |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 15, 2009 · Amount on Record |
| Deed Sale | Jun 15, 2009 · Amount on Record |
| Deed Document Number | 2009321211 |
| Deed Book / Page | 237 / 238 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 711 CIRCLE DR, GRAYSON, KY 41143-1401 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 711 CIRCLE DR, GRAYSON, KY 41143-1401 |
| Document Number | 000498/268 |
|---|---|
| Date | May 02, 2023 |
| Book Page | 498/268 |
| Instrument | 565955 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 711 CIRCLE DR, GRAYSON, KY 41143-1401 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0OR412/152 |
|---|---|
| Date | Jun 06, 2019 |
| Book Page | OR412/152 |
| Instrument | 389145 |
| Name | FIRST NATIONAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Address | GRAYSON, KY 41143 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 711 CIRCLE DR, GRAYSON, KY 41143-1401 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|---|
| Address | 711 CIRCLE DR, GRAYSON, KY 41143-1401 |
| Document Number | 000472/227 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 472/227 |
| Instrument | 540730 |
| Name | FIRST NATIONAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Address | GRAYSON, KY 41143 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Carter County records · Assessment roll updated April 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Municipality | Grayson City |
| Unified School District | Carter County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $92.00 (-21.37%) | $60,000 (-) | $60,000 (-) |
| 2023 | $117.00 Homeowner's exemption | $60,000 | $60,000 |
Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 500 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Uniti Group.
Based on FCC filings for 124 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GRAYSON UTILITY COMMISSION serves 10,950 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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