707 Circle Dr, Grayson, KY 41143 Property Records

Carter County property record for 707 Circle Dr, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	1,600 sqft · built 2019
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$179,850 (Dec 2019)
Tax Bill	$1,534 (2025)
Deeds & Mortgages	Nov 2018 Construction Loan Dec 2019 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`104-40-04-001.02`

Property Details

APN / Parcel Number

Primary APN	`104-40-04-001.02`
Alternative APN	`30498`

Interior

Stories	1 Story
Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Roof Type	Gable
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Detached
Garage Area	676 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	30498
Street Address	707 CIRCLE DR
City	GRAYSON
State	KY
Zip	41143-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 0.40 ACRE
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	2
Census Block	2008
Census Tract	960602

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	707 CIRCLE DR, GRAYSON, KY 41143-1448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2018	Deed of Trust, Mortgage · Construction Mortgage FARM CREDIT MID AMERICA FLCA
Dec 23, 2019	Deed, Transfer · Line of Credit DESCO FCU
Jun 14, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2019 · Amount on Record
Deed Sale	Dec 23, 2019 · Amount on Record
Prior Sale	Jun 14, 2018 · Amount on Record
Deed Document Number	2019401307
Deed Book / Page	423 / 637
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	707 CIRCLE DR, GRAYSON, KY 41143-1448
Transaction Type	Mortgage
Record Updated	Feb 1, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0OR402/560
Date	Nov 20, 2018
Book Page	OR402/560
Instrument	386928

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40232

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Dec 23, 2019
Property Address	707 CIRCLE DR, GRAYSON, KY 41143-1448
Document Number	0OR423/637
Book / Page	OR423 / 637
Instrument Date	Dec 17, 2019
Instrument	401307
Transaction Type	Transfer
Record Updated	Feb 1, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1474, GRAYSON, KY 41143-5474

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	707 CIRCLE DR, GRAYSON, KY 41143-1448

Mortgage

Document Number	0000401308
Date	Dec 23, 2019
Instrument	401308

Lender

Name	DESCO FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Jun 14, 2018
Property Address	707 CIRCLE DR, GRAYSON, KY 41143-1448
Document Number	0OR394/073
Book / Page	OR394 / 073
Instrument Date	Jun 12, 2018
Instrument	384836
Transaction Type	Transfer
Record Updated	Feb 1, 2024

Transaction

Amount	Amount Recorded
Tax	$14.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 MCKENZIE LN, OLIVE HILL, KY 41164-8985

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1474, GRAYSON, KY 41143-5474

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Municipality	Grayson City
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,534.00 (-1.03%)	$179,850 (-)	$179,850 (-)
2023	$1,550.00	$179,850	$179,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Windstream.

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