Monmouth County and Spring Lake Heights Borough property record for 711 Central Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3.5 ba · 2,100 sqft · built 2019 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Jun 2018) |
| Tax Bill | $12,945 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-00015-0000-00272 |
| Primary APN | 48-00015-0000-00272 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,100 sqft Living Area |
| 1st Floor Area | 1,264 sqft |
| Upper Floors Area | 956 sqft |
| Basement Area | 1,144 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 157 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 01930 |
|---|---|
| Street Address | 711 CENTRAL AVE |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | OCEAN GARDENS |
| Legal Block | 15 |
| Legal Lot Number | 272 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 808901 |
711 Central Ave is owned and occupied by an individual who bought it in June 2018.
Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 711 CENTRAL AVE, SPRING LAKE, NJ 07762-1820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Jun 22, 2018 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2018 · Amount on File |
| Deed Sale | Jun 22, 2018 · Amount on File |
| Prior Sale | Dec 21, 1998 · Amount on File |
| Deed Document Number | 201861894 |
| Deed Book / Page | 9293 / 8731 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 711 CENTRAL AVE, SPRING LAKE, NJ 07762-1820 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2022 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0095778672 |
|---|---|
| Date | Feb 10, 2022 |
| Book Page | 9577/8672 |
| Instrument | 2022016644 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 711 CENTRAL AVE, SPRING LAKE, NJ 07762-1820 |
| Document Number | 0000116739 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 711 CENTRAL AVE SPRING LAKE NJ 077621820, SPRING LAKE, NJ 07762-1820 |
| Document Number | 0000116739 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 009447/004785 |
| Instrument | 116739 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 6, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 22, 2018 |
| Property Address | 711 CENTRAL AVE, SPRING LAKE, NJ 07762-1820 |
| Document Number | 0000061894 |
| Book / Page | 009293 / 008731 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 61894 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | VISIONET SYSTEMS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 711 CENTRAL AVE SPRING LAKE NJ 077621820, SPRING LAKE, NJ 07762-1820 |
| Document Number | 61895 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 009293/008785 |
| Instrument | 61895 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 21, 2048 |
The 2025 property tax bill for 711 Central Ave was $12,945, down 1.3% from the year before.
Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Heights Borough |
| Unified School District | Spring Lake Heights Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,335,900 (+5.67%) Land $660,000 Building $675,900 | $1,335,900 (+5.67%) Land $660,000 Building $675,900 | |
| 2025 | $12,945.00 (-1.32%) | $1,264,200 Land $631,100 Building $633,100 | $1,264,200 Land $631,100 Building $633,100 |
| 2024 | $13,118.00 | ||
| 2023 | $1,124,300 Land $522,500 Building $601,800 | $1,124,300 Land $522,500 Building $601,800 | |
| 2022 | $12,264.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 711 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 711 Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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