710 Central Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Heights Borough property record for 710 Central Ave, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,292 sqft · built 2010
Lot Size	0.233 acres (10,149 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Mar 2009)
Tax Bill	$15,988 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-00016-0000-00315`

Property Details

APN / Parcel Number

Primary APN	`48-00016-0000-00315`
Alternative APNs	`480001600315` `02010`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,292 sqft Living Area
1st Floor Area	1,793 sqft
Upper Floors Area	1,499 sqft
Basement Area	1,499 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	10,149 sqft (0.233 acres)
Lot Dimensions	145 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	02010
Street Address	710 CENTRAL AVE
City	SPRING LAKE
State	NJ
Zip	07762-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	OCEAN GARDENS
Legal Block	16
Legal Lot Number	315
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE HEIGHTS
Census Block Group	1
Census Block	1030
Census Tract	808901

Owner

Source: Monmouth County and Spring Lake Heights Borough records · APN 48-00016-0000-00315

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	710 CENTRAL AVE, SPRING LAKE, NJ 07762-1821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 2009 · Amount on Record
Deed Sale	Mar 30, 2009 · Amount on Record
Deed Document Number	200931194
Deed Book / Page	8764 / 4174
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	710 CENTRAL AVE, SPRING LAKE, NJ 07762-1821
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	OCEANVIEW TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096073066
Date	Jul 29, 2022
Book Page	9607/3066
Instrument	2022077392

Lender

Name	MANASQUAN BANK
Type	Bank
Address	MANASQUAN, NJ 08736

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Heights Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Heights Borough
Unified School District	Spring Lake Heights Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,585,000 (+1.52%) Land $734,400 Building $850,600	$1,585,000 (+1.52%) Land $734,400 Building $850,600
2025	$15,988.00 (+2.22%)	$1,561,300 (+20.01%) Land $702,300 Building $859,000	$1,561,300 (+20.01%) Land $702,300 Building $859,000
2024	$15,641.00 (+11.83%)
2023		$1,301,000 Land $545,400 Building $755,600	$1,301,000 Land $545,400 Building $755,600
2022	$13,987.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258089011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 384 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ1349001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.