7109 Winding Brook Ct, West Bloomfield, MI 48322 Property Records

Oakland County property record for 7109 Winding Brook Ct, West Bloomfield, MI 48322

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 3,029 sqft · built 1998
Lot Size	9.46 acres (412,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Nov 2025)
Tax Bill	$3,367 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`X-18-34-302-024`

Property Details

APN / Parcel Number

Primary APN	`X-18-34-302-024`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,029 sqft Living Area
1st Floor Area	2,198 sqft
Basement Area	1,961 sqft
Unfinished Basement	2,187 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	412,498 sqft (9.46 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	53 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7109 WINDING BROOK CT
City	WEST BLOOMFIELD
State	MI
Zip	48322-3585
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KI
Legal Description	T2N, R9E, SEC 34 OAKLAND COUNTY CONDOMINIUM PLAN NO 994 SIMSBURY III UNIT 24, BLDG 11 L 16531 P 777 8-17-98 FR 300-062
Legal Range	09E
Legal Township	02N
Legal Section	34
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	24
Jurisdiction	OAKLAND MI
Township / Civil Division	WEST BLOOMFIELD
Census Block Group	1
Census Block	1003
Census Tract	157800

Owner

Source: Oakland County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25782 ISLAND LAKE DR, NOVI, MI 48374-2174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
Nov 21, 2025	Warranty Deed, Transfer CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGENCY INC
Nov 21, 2017	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Deed Document Number	2025146278
Deed Book / Page	60718 / 543
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Aug 6, 2026
Property Address	7109 WINDING BROOK CT, WEST BLOOMFIELD, MI 48322-3585
Document Number	0000117448
Book / Page	61436 / 320
Instrument Date	Jul 24, 2026
Instrument	2026117448
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7109 WINDING BROOK CT, WEST BLOOMFIELD, MI 48322-3585

Mortgage

Document Number	0000117448,
Date	Aug 6, 2026
Book Page	61436/320
Instrument	2026117448

Lender

Name	MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 24, 2051

Interest

Rate	6.49%
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 21, 2025
Property Address	7109 WINDING BROOK CT, WEST BLOOMFIELD, MI 48322-3585
Document Number	20250146278
Book / Page	60718 / 543
Map Reference	LB 42770 PG 33
Instrument Date	Nov 3, 2025
Instrument	20250146278
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7109 WINDING BROOK CT, WEST BLOOMFIELD, MI 48322-3585

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25782 ISLAND LAKE DR, NOVI, MI 48374-2174

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	7109 WINDING BROOK CT, WEST BLOOMFIELD, MI 48322-3585
Document Number	0000223736
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7109 WINDING BROOK CT WEST BLOOMFIELD MI 483223585, WEST BLOOMFIELD, MI 48322-3585

Mortgage

Document Number	0000223736
Date	Dec 7, 2017
Book Page	051362/000858
Instrument	223736

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	West Bloomfield Charter Township
Unified School District	West Bloomfield School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,367.00 (-36.38%) Homeowner's exemption	$237,690 (+14.07%) Land $30,880 Building $206,810	$475,380 (+14.07%) Land $61,760 Building $413,620
2024	$5,292.00 (+7.32%) Homeowner's exemption	$208,380 (+17.09%)	$416,760 (+17.09%)
2023	$4,931.00 (+6.96%) Homeowner's exemption		$355,940 Land $61,760 Building $294,180
2022	$4,610.00	$177,970 Land $30,880 Building $147,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2023)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2023

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST BLOOMFIELD TOWNSHIP serves 49,479 people · EPA ID MI0006975
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum.

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