7109 Wayne Ln, Biloxi, MS 39532 Property Records

Jackson County property record for 7109 Wayne Ln, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,911 sqft · built 1960
Lot Size	0.689 acres (30,056 sqft)
Owner	Individual Name on Record
Tax Bill	$712 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`791.11-00-0007.00`

Property Details

APN / Parcel Number

Primary APN	`791.11-00-0007.00`
Alternative APNs	`03611220.000` `018204`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,911 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	30,056 sqft (0.689 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	018204
Street Address	7109 WAYNE LN
City	BILOXI
State	MS
Zip	39532-9361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SEC SEC 11 N 735' W 109' TO POB W 134' N 221.5' E 92' N 8.5' E 48.8' S 231' TO POB DB 950-401 DB 1323-381 (7 MAP791.11)
Legal Range	09W
Legal Township	07S
Legal Section	11
Jurisdiction	JACKSON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1000
Census Tract	40302

Owner

Source: Jackson County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7109 WAYNE LN, BILOXI, MS 39532-9361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Mar 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES BANK
May 23, 2017	Deed of Trust, Mortgage THE PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2003
Deed Sale	Nov 18, 2003
Deed Document Number	0001323381
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Recording Date	Aug 14, 2026
Property Address	7109 WAYNE LN, BILOXI, MS 39532-9361
Document Number	0000017226
Book / Page	4270 / 360
Instrument Date	Aug 13, 2026
Instrument	202617226
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7109 WAYNE LN, BILOXI, MS 39532-9361

Mortgage

Document Number	0000017226,
Date	Aug 14, 2026
Book Page	4270/360
Instrument	202617226

Lender

Name	PEOPLES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	195 Months
Due	Nov 13, 2042

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	7109 WAYNE LN, BILOXI, MS 39532-9361
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004225/132
Date	Mar 6, 2026
Book Page	4225/132
Instrument	202604465

Lender

Name	THE PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 5, 2031

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	7109 WAYNE LN, BILOXI, MS 39532-9361
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3435/019
Date	May 23, 2017
Book Page	3435/019
Instrument	201707887

Lender

Name	THE PEOPLES BANK
Type	Bank
Address	DIBERVILLE, MS 39540

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 29, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00 (-1.25%) Homeowner's exemption Senior Citizen's exemption	$15,292 (+7.12%) Land $1,975 Building $13,317	$152,924 (+7.13%) Land $19,750 Building $133,174
2024	$721.00 (+0.56%) Homeowner's exemption Senior Citizen's exemption	$14,275 (-) Land $1,921 Building $12,354	$142,748 (-) Land $19,210 Building $123,538
2023	$717.00 (+2.28%) Homeowner's exemption Senior Citizen's exemption	$14,275 (+6.39%) Land $1,921 Building $12,354	$142,748 (-) Land $19,210 Building $123,538
2022	$701.00 Homeowner's exemption Senior Citizen's exemption	$13,418	$142,748 Land $19,210 Building $123,538

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Aug 2005 · Hurricane Katrina

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 85% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST JACKSON CO UTILITY DIST serves 28,544 people · EPA ID MS0300156
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Singing River Connect Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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