7108 Valor Trl, Temple, TX 76502 Property Records

Bell County property record for 7108 Valor Trl, Temple, TX 76502

Property Summary

Property Type	Under Construction
Details	3,027 sqft · built 2022
Lot Size	0.769 acres (33,541 sqft)
Owner	Individual Name on File
Tax Bill	$3,821 (2023)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0129797788`

Property Details

APN / Parcel Number

Primary APN	`0129797788`
Alternative APN	`499474`

Interior

Stories	2 Stories
Building Area	3,027 sqft Gross Area
2nd Floor Area	752 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	33,541 sqft (0.769 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7108 VALOR TRL
City	TEMPLE
State	TX
Zip	76502-2083
Property Category	Other
Property Type	Other > Under Construction
Legal Description	VALOR ESTATES, BLOCK 003, LOT 0014, ACRES .77
Legal Subdivision	VALOR ESTATES
Legal Block	3
Legal Lot Number	14
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1044
Census Tract	21400

Owner

Source: Bell County records · APN 0129797788

Assessment roll updated August 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7108 VALOR TRL, TEMPLE, TX 76502-2083
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 06, 2023
Deed Sale	Jul 06, 2023
Deed Document Number	2023029870
Record Updated	Jun 07, 2026

July 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 06, 2023
Property Address	7108 VALOR TRL, TEMPLE, TX 76502-2083
Document Number	0000029870
Map Reference	PLATNO 2020-57446A&B
Instrument Date	Jun 30, 2023
Instrument	2023029870
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 10, 2023
Title Company	EXCEL TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 CENTURY WAY STE 100, 100, RED OAK, TX 75154-4441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7108 VALOR TRL, TEMPLE, TX 76502-2083

Mortgage

Document Number	0000029871
Date	Jul 06, 2023
Instrument	2023029871

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,821.00 (+238.14%)	$376,535 (+736.74%) Land $64,000 Building $312,535	$376,535 (+736.74%) Land $64,000 Building $312,535
2022	$1,130.00	$45,000 Land $45,000	$45,000 Land $45,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Radiate Holdings Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 49 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF TEMPLE serves 94,935 people
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.