Bell County property record for 7003 Valor Trl, Temple, TX 76502
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3,435 sqft · built 2024 |
| Lot Size | 2.89 acres (125,888 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,561,435 (Mar 2024) |
| Tax Bill | $197 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 0129797881 |
| Primary APN | 0129797881 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,435 sqft Living Area |
| 1st Floor Area | 2,533 sqft |
| 2nd Floor Area | 902 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 125,888 sqft (2.89 acres) |
| Garage Area | 966 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 1 sqft |
| Porch | Open Porch |
| Porch Area | 603 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 7003 VALOR TRL |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-2082 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | VALOR ESTATES, BLOCK 005, LOT 0009, ACRES 2.89 |
| Legal Subdivision | VALOR ESTATES |
| Legal Block | 5 |
| Legal Lot Number | 9 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 21400 |
Source: Bell County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1803 WINCHESTER DR, TEMPLE, TX 76502-7331 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Oct 6, 2025 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Mar 13, 2024 | Warranty Deed, Transfer · Line of Credit CADENCE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2024 · Amount on Record |
| Deed Sale | Mar 13, 2024 · Amount on Record |
| Deed Document Number | 202410617 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 7003 VALOR TRL, TEMPLE, TX 76502-2082 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 7003 VALOR TRL, TEMPLE, TX 76502-2082 |
| Document Number | 0000053646 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 2025053646 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 7003 VALOR TRL, TEMPLE, TX 76502-2082 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Title Company | TITLE AND ESCROW/TX INC, TITLE & ESCROW OF TEXAS INC |
| Name | Verified Name |
|---|---|
| Address | 7003 VALOR TRL, TEMPLE, TX 76502-2082 |
| Document Number | 0000049218 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 2025049218 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Mar 13, 2024 |
| Property Address | 7003 VALOR TRL, TEMPLE, TX 76502-2082 |
| Document Number | 0000010617 |
| Map Reference | DOC2020 PL57446 A&B |
| Instrument Date | Mar 5, 2024 |
| Instrument | 2024010617 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Title Company | MAVERICK TITLE/TX LLC, MAVERICK TITLE OF TEXAS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 972, TEMPLE, TX 76503-0972 |
| Name | Verified Name |
|---|---|
| Address | 1803 WINCHESTER DR, TEMPLE, TX 76502-7331 |
| Document Number | 0000010772 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 2024010772 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 3, 2025 |
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Belton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $197.00 (-75.47%) | $108,000 (+208.57%) Land $108,000 | $108,000 (+208.57%) Land $108,000 |
| 2023 | $803.00 (-8.54%) | $35,000 Land $35,000 | $35,000 Land $35,000 |
| 2022 | $878.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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