St. Charles County property record for 7108 Oak Stream Dr, O Fallon, MO 63368 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,620 sqft · built 1990 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,500 (Apr 2019) |
| Tax Bill | $4,459 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | A902000259 |
| Primary APN | A902000259 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,620 sqft Living Area |
| Gross Area | 3,360 sqft |
| 1st Floor Area | 1,018 sqft |
| Basement Area | 952 sqft |
| Finished Basement | 632 sqft |
| Unfinished Basement | 320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A902000259 |
|---|---|
| Street Address | 7108 OAK STREAM DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-8125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN CHIMNEYS VLG B LINDENWOOD LOT 83B |
| Legal Subdivision | TWIN CHIMNEYS VLG B LINDENWOOD |
| Legal Lot Number | 83B |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 311154 |
Source: St. Charles County records · APN A902000259
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7108 OAK STREAM DR, O FALLON, MO 63368-8125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2017 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Apr 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Apr 17, 2019 | Warranty Deed, Transfer F&B ACQUISITION |
| Jan 29, 2019 | Warranty Deed, Transfer F&B ACQUISITION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 17, 2019 · Amount on Record |
| Deed Sale | Apr 17, 2019 · Amount on Record |
| Prior Sale | Jan 29, 2019 · Amount on Record |
| Deed Document Number | 2019175060 |
| Deed Book / Page | 7060 / 1198 |
| Prior Transfer Date | Apr 22, 2015 |
| Prior Transfer Doc | 0063471130 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7108 OAK STREAM DR, O FALLON, MO 63368-8125 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0066890302 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 6689/0302 |
| Instrument | 20170123000046070 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63366 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7108 OAK STREAM DR, O FALLON, MO 63368-8125 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0072691067 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 7269/1067 |
| Instrument | 20200414000229660 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 17, 2019 |
| Property Address | 7108 OAK STREAM DR, O FALLON, MO 63368-8125 |
| Document Number | 0070601198 |
| Book / Page | 007060 / 001198 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 175060 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2019 |
| Title Company | US TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7108 OAK STREAM DR O FALLON MO 633688125, O FALLON, MO 63368-8125 |
| Document Number | 70601200 |
|---|---|
| Date | Apr 17, 2019 |
| Book Page | 007060/001200 |
| Instrument | 175070 |
| Name | F&B ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63131 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 16, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 29, 2019 |
| Property Address | 7108 OAK STREAM DR, O FALLON, MO 63368-8125 |
| Document Number | 0070301426 |
| Book / Page | 007030 / 001426 |
| Instrument Date | Jan 26, 2019 |
| Instrument | 44860 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | TITLE PARTNERS AGENCY, TITLE PTRS AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7108 OAK STREAM DR O FALLON MO 633688125, O FALLON, MO 63368-8125 |
| Document Number | 70301428 |
|---|---|
| Date | Jan 29, 2019 |
| Book Page | 007030/001428 |
| Instrument | 44870 |
| Name | F&B ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63131 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 28, 2049 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,459.00 (+6.75%) | $69,495 (+9.98%) | $365,762 (+9.98%) Building $365,762 |
| 2024 | $4,177.00 | ||
| 2023 | $63,186 | ||
| 2022 | $332,558 Land $45,000 Building $287,558 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures