7121 Oak Stream Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 7121 Oak Stream Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,710 sqft · built 1990
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,600 (Feb 2021)
Tax Bill	$4,258 (2025)
Deeds & Mortgages	May 2024 Transfer Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`A902000193`

Property Details

APN / Parcel Number

Primary APN	`A902000193`
Alternative APN	`2-113A-6503-00-017B.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,710 sqft Living Area
Gross Area	3,307 sqft
1st Floor Area	1,022 sqft
Basement Area	922 sqft
Finished Basement	766 sqft
Unfinished Basement	156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	35 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A902000193
Street Address	7121 OAK STREAM DR
City	O FALLON
State	MO
Zip	63368-8128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN CHIMNEYS VLG B LINDENWOOD LOT 17B
Legal Subdivision	TWIN CHIMNEYS VLG B LINDENWOOD
Legal Lot Number	17B
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1027
Census Tract	311154

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7121 OAK STREAM DR, O FALLON, MO 63368-8128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Transfer on Death Deed, Transfer
Feb 16, 2021	Intrafamily Transfer, Transfer · FHA Mortgage PLANET HOME LENDING LLC
Aug 8, 2019	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2021 · Amount on Record
Deed Sale	Feb 16, 2021 · Amount on Record
Prior Sale	Aug 8, 2019 · Amount on Record
Deed Document Number	202113657
Last Transfer Date	Apr 30, 2024
Transfer Doc	0000016890
Record Updated	Oct 29, 2026

May 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 2, 2024
Property Address	7121 OAK STREAM DR, O FALLON, MO 63368-8128
Document Number	0000016890
Map Reference	MB 29 PG 57
Instrument Date	Apr 30, 2024
Instrument	2024R-016890
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1 ASPEN CT, SAINT CHARLES, MO 63303-6260

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 16, 2021
Property Address	7121 OAK STREAM DR, O FALLON, MO 63368-8128
Document Number	2021R013657
Map Reference	MB 29 PG 57
Instrument Date	Feb 8, 2021
Instrument	2021R-013657
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7121 OAK STREAM DR, O FALLON, MO 63368-8128

Mortgage

Document Number	2021R013658
Date	Feb 16, 2021
Instrument	2021R-013658

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 8, 2019
Property Address	7121 OAK STREAM DR, O FALLON, MO 63368-8128
Document Number	0071200285
Book / Page	7120 / 0285
Map Reference	MB 29 PG 57
Instrument Date	Jul 26, 2019
Instrument	20190808000414670
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CLOSELINE SETTLEMENTS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1531 TIMBER TRL, 1531, JEFFERSON CITY, MO 65109-1921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7121 OAK STREAM DR, O FALLON, MO 63368-8128

Mortgage

Document Number	20190808000414680
Date	Aug 8, 2019
Instrument	20190808000414680

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,334 (-)	$349,126 (-) Building $349,126
2025	$4,258.00 (+7.01%)	$66,334 (+10.26%)	$349,126 (+10.26%) Building $349,126
2024	$3,979.00
2023		$60,162
2022			$316,645 Land $45,000 Building $271,645

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

Nearby Properties on Oak Stream Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures