Polk County property record for 7103 Summit Dr, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,888 sqft · built 2005 |
| Lot Size | 0.215 acres (9,378 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,900 (Apr 2009) |
| Tax Bill | $768 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-29-07-855609-000460 |
| Primary APN | 27-29-07-855609-000460 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,888 sqft Living Area |
| Gross Area | 2,308 sqft |
| 1st Floor Area | 1,888 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,378 sqft (0.215 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 164 sqft |
| Street Address | 7103 SUMMIT DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT EAST PHASE 1 PB 124 PGS 29-30 LOT 46 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | SUMMIT EAST PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 855609 |
| Legal Block | 1 |
| Legal Lot Number | 46 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 14123 |
Source: Polk County records · APN 27-29-07-855609-000460
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7103 SUMMIT DR, WINTER HAVEN, FL 33884-2764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2022 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Jun 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL/OMAHA MTG LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 13, 2009 · Amount on Record |
| Deed Sale | Apr 13, 2009 · Amount on Record |
| Prior Sale | Mar 02, 2005 · Amount on Record |
| Deed Document Number | 200967309 |
| Deed Book / Page | 7859 / 1385 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 7103 SUMMIT DR, WINTER HAVEN, FL 33884-2764 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000129810 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 12250/444 |
| Instrument | 2022129810 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 05, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 7103 SUMMIT DR, WINTER HAVEN, FL 33884-2764 |
| Document Number | 0112630132 |
| Instrument Date | Jun 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7103 SUMMIT DR WINTER HAVEN FL 338842764, WINTER HAVEN, FL 33884-2764 |
| Document Number | 0112630132 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 011263/000132 |
| Instrument | 116697 |
| Name | MUTUAL/OMAHA MTG LLC |
|---|---|
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2050 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $768.00 (+16.72%) Homeowner's exemption | $124,898 (+5.99%) | $236,078 (-17.64%) Land $42,000 Building $194,078 |
| 2023 | $658.00 (-4.5%) Homeowner's exemption | $117,843 (+3%) | $286,630 (+16.41%) Land $40,000 Building $246,630 |
| 2022 | $689.00 Homeowner's exemption | $114,411 | $246,216 Land $34,000 Building $212,216 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 38% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,408 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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