7106 Pitlochry Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7106 Pitlochry Dr, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,986 sqft · built 2008
Lot Size0.265 acres (11,548 sqft)
Owner2 Individual Names on File
Last Sale$1,058,500 (Apr 2013)
Tax Bill$15,939 (2025)
Deeds & MortgagesNov 2021 Mortgage
Oct 2017 Line of Credit
+ 1 more
Flood ZoneZone D (undetermined)
APN810-61-061

Property Details

APN / Parcel Number

Primary APN810-61-061

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area3,986 sqft Living Area
1st Floor Area3,986 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleH-Shape
Construction TypeWood
Lot Area11,548 sqft (0.265 acres)
Garage Area637 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address7106 PITLOCHRY DR
CityGILROY
StateCA
Zip95020-3062
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-20A
Legal DescriptionTRACT 9440 HIGHLANDS PHASE 1 BOOK 752 PAGE 36 PAGE 40 LOT 7
Legal SubdivisionHIGHLANDS PH 01
Legal Tract9440
Legal Lot Number7
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1018
Census Tract512510

Owner

7106 Pitlochry Dr is owned and occupied by two individuals who acquired it in June 2017.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record2 Individual Names on File
Mailing Address7106 PITLOCHRY DR, GILROY, CA 95020-3062
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2021Deed of Trust, Mortgage · Commercial Mortgage
SOUTH COUNTY CHRYSLER JEEP DODGE INC
Oct 12, 2017Deed of Trust, Mortgage · Line of Credit
MUFG UNION BANK NA
Jun 20, 2017Intrafamily Transfer, Transfer · ARM
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2013 · Amount on File
Deed SaleApr 10, 2013 · Amount on File
Prior SaleMay 23, 2008 · Amount on File
Deed Document Number201322166375
Last Transfer DateJun 12, 2017
Transfer Doc0023678108
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7106 PITLOCHRY DR, GILROY, CA 95020-3062
Transaction TypeMortgage
Record UpdatedNov 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7106 PITLOCHRY DR, GILROY, CA 95020-3062

Mortgage

Document Number0025170942
DateNov 17, 2021
Instrument25170942
Lender
NameSOUTH COUNTY CHRYSLER JEEP DODGE INC
TypeNon-Lending Institution
AddressSAN MARTIN, CA 95046
Agreement
TypeCommercial Mortgage
AmountAmount on Record

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7106 PITLOCHRY DR, GILROY, CA 95020-3062
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023774205
DateOct 12, 2017
Instrument23774205
Lender
NameMUFG UNION BANK NA
TypeBank
AddressGILROY, CA 95020
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateJun 20, 2017
Property Address7106 PITLOCHRY DR, GILROY, CA 95020-3062
Document Number0023678108
Map ReferenceMAP752 PG36-40
Instrument DateJun 12, 2017
Instrument23678108
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address7106 PITLOCHRY DR, GILROY, CA 95020-3062

Mortgage

Document Number0023678109
DateJun 20, 2017
Instrument23678109
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJul 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.5%
Index1-Year LIBOR
Max Rate8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 7106 Pitlochry Dr was $15,939 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,329,522 (+2%) Land $465,238 Building $864,284
2025$15,939.00 Homeowner's exemption$1,303,454 Land $456,116 Building $847,338
2023$15,596.00 (+1.66%) Homeowner's exemption$1,252,841 Land $438,405 Building $814,436
2022$15,341.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7106 Pitlochry Dr in Zone D, where flood risk has not been studied, though there have been 4 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims4 (1986–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7106 Pitlochry Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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