7130 Pitlochry Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7130 Pitlochry Dr, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,649 sqft · built 2013
Lot Size0.24 acres (10,447 sqft)
OwnerCompany Name on File
Last Sale$885,500 (Dec 2013)
Tax Bill$1,630 (2025)
Deeds & MortgagesSep 2020 Line of Credit
Apr 2021 Mortgage
Flood ZoneZone D (undetermined)
APN810-61-058

Property Details

APN / Parcel Number

Primary APN810-61-058

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,649 sqft Living Area
1st Floor Area2,649 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleH-Shape
Construction TypeWood
Lot Area10,447 sqft (0.24 acres)
Garage Area691 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address7130 PITLOCHRY DR
CityGILROY
StateCA
Zip95020-3062
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-20A
Legal DescriptionTRACT 9440 HIGHLANDS PHASE 1 BOOK 752 PAGE 36 PAGE 40 LOT 10
Legal SubdivisionHIGHLANDS PH 01
Legal Tract9440
Legal Lot Number10
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1018
Census Tract512510

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address7130 PITLOCHRY DR, GILROY, CA 95020-3062
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF THE WEST
Apr 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF THE WEST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2013 · Amount on File
Deed SaleDec 31, 2013 · Amount on File
Prior SaleFeb 15, 2013 · Amount on File
Deed Document Number201322484410
Last Transfer DateNov 13, 2014
Transfer Doc0022780060
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7130 PITLOCHRY DR, GILROY, CA 95020-3062
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7130 PITLOCHRY DR, GILROY, CA 95020-3062

Mortgage

Document Number0024605632
DateSep 9, 2020
Instrument24605632
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 1, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7130 PITLOCHRY DR, GILROY, CA 95020-3062
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7130 PITLOCHRY DR, GILROY, CA 95020-3062

Mortgage

Document Number0024913745
DateApr 9, 2021
Instrument24913745
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$131,834 (+2%) Land $32,939 Building $98,895
2025$1,630.00 (+2.45%) Homeowner's exemption$129,250 (+4.04%) Land $32,294 Building $96,956
2023$1,591.00 (+1.86%) Homeowner's exemption$124,233 Land $31,041 Building $93,192
2022$1,562.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims4 (1986–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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