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7106 Oberlin Cir, Frederick, MD 21703 Property Records

Frederick County property record for 7106 Oberlin Cir, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details3 ba · 1,936 sqft · built 1993
Lot Size0.042 acres (1,871 sqft)
Owner2 Individual Names on File
Last Sale$269,000 (Dec 2018)
Tax Bill$3,389 (2023)
Deeds & MortgagesSep 2019 Mortgage
Dec 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-572603

Property Details

APN / Parcel Number

Primary APN28-572603
Alternative APN
  • 572603

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,936 sqft Total Area
1st Floor Area732 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Architectural StyleTownhouse
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,871 sqft (0.042 acres)
Garage TypeBuilt-in
Garage Area240 sqft
Parking Spaces1 Parking Space
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number572603
Street Address7106 OBERLIN CIR
CityFREDERICK
StateMD
Zip21703-9467
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 71 PLAT 2 1871 SQ FT STONEBRIDGE
Legal SubdivisionSTONEBRIDGE
Legal Lot Number71
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1006
Census Tract751003

Owner

Source: Frederick County records · APN 28-572603

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address7106 OBERLIN CIR, FREDERICK, MD 21703-9467
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2019Deed of Trust, Mortgage · FHA Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Dec 31, 2018Deed, Transfer · FHA Mortgage
BAYSHORE MORTGAGE FUNDING LLC
Jun 14, 2018Grant Deed, Transfer
ORANGE COAST LENDER SERVICES LLC
Apr 27, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleDec 31, 2018 · Amount on Record
Deed SaleDec 31, 2018 · Amount on Record
Prior SaleJun 14, 2018 · Amount on Record
Deed Document Number0012776403
Deed Book / Page12776 / 403
Record UpdatedJun 07, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address7106 OBERLIN CIR, FREDERICK, MD 21703-9467
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyJACQUIES TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0132130020
DateSep 16, 2019
Book Page13213/0020
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2049

December 2018: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateDec 31, 2018
Property Address7106 OBERLIN CIR, FREDERICK, MD 21703-9467
Document Number0127760403
Book / Page12776 / 0403
Map ReferenceMB 79 PG 91
Instrument DateDec 27, 2018
Transaction TypeTransfer
Record UpdatedAug 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,345.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7106 OBERLIN CIR, FREDERICK, MD 21703-9467

Mortgage

Document Number0012776408
DateDec 31, 2018
Instrument12776/408
Lender
NameBAYSHORE MORTGAGE FUNDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJun 14, 2018
Property Address7106 OBERLIN CIR, FREDERICK, MD 21703-9467
Document Number0124650053
Book / Page012465 / 000053
Instrument DateMay 14, 2018
Transaction TypeTransfer
Record UpdatedJun 26, 2018
Title CompanyORANGE COAST LENDER SERVICES LLC

Transaction

AmountAmount Recorded
Tax$200.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7106 OBERLIN CIR FREDERICK MD 217039467, FREDERICK, MD 21703-9467

April 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionFREDERICK MD
Recording DateApr 27, 2018
Property Address7106 OBERLIN CIR, FREDERICK, MD 21703-9467
Document Number0123860137
Book / Page012386 / 000137
Instrument DateDec 04, 2017
Transaction TypeForeclosure
Record UpdatedMay 08, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$193.80
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,389.00$281,667$335,000 Land $90,000 Building $245,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217510031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimSep 2015 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 140 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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