Frederick County property record for 7104 Oberlin Cir, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,936 sqft · built 1993 |
| Lot Size | 0.042 acres (1,830 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (May 2002) |
| Tax Bill | $3,958 (2025) |
| Deeds & Mortgages | May 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-572581 |
| Primary APN | 28-572581 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,176 sqft Living Area |
| Gross Area | 2,416 sqft |
| 1st Floor Area | 736 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,830 sqft (0.042 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 572581 |
|---|---|
| Street Address | 7104 OBERLIN CIR |
| City | FREDERICK |
| State | MD |
| Zip | 21703-9467 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R8 |
| Legal Description | LOT 70 PLAT 2 1830 SQ FT STONEBRIDGE |
| Legal Subdivision | STONEBRIDGE |
| Legal Lot Number | 70 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 751003 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6002 CHARLOTTE DR, FREDERICK, MD 21703-5804 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2002 · Amount on Record |
| Deed Sale | May 22, 2002 · Amount on Record |
| Prior Sale | Jan 23, 2002 · Amount on Record |
| Deed Document Number | 20023959 |
| Deed Book / Page | 3150 / 853 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7104 OBERLIN CIR, FREDERICK, MD 21703-9467 |
| Document Number | 0118830382 |
| Book / Page | 011883 / 000382 |
| Instrument Date | May 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 7104 OBERLIN CIR FREDERICK MD 217039467, FREDERICK, MD 21703-9467 |
| Document Number | 0118830382 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 011883/000382 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,833 (+23.92%) | $359,100 (+13.39%) Land $125,000 Building $234,100 | |
| 2025 | $3,958.00 (+23.07%) | ||
| 2023 | $3,216.00 Homeowner's exemption | $266,967 | $316,700 Land $90,000 Building $226,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Sep 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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