Campbell County property record for 7105 Murnan Rd, Cold Spring, KY 41076 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1963 |
| Square Footage | 1,924 sqft Living Area |
| Lot Size | 57,935 sqft (1.33 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $244,000 (2018) |
| Tax Bill | $3,832.00 (2025) |
| Primary APN | 999-99-19-202.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,924 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1963 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 57,935 sqft (1.33 acres) |
| Garage Type | Basement Garage |
| Topography | Rolling Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Commercial Water Source |
| Old Parcel Number | 9999919202.00 |
|---|---|
| Street Address | 7105 MURNAN RD |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-9280 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1.33 ACRES |
| Jurisdiction | CAMPBELL KY |
| Minor Civil Division | NEWPORT-FORT THOMAS |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 53100 |
Source: Campbell County records · APN 999-99-19-202.00
Assessment roll updated April 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7105 MURNAN RD, COLD SPRING, KY 41076-9280 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Line of Credit COVE FCU |
| May 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) OPTION FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2018 · Amount on Record |
| Deed Sale | May 29, 2018 · Amount on Record |
| Prior Sale | Jul 25, 2005 · Amount on Record |
| Deed Doc Number | 5074402 |
| Deed Book / Page | D329 / 559 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 7105 MURNAN RD, COLD SPRING, KY 41076-9280 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005130655 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | M1042/206 |
| Instrument | 5130655 |
| Name | COVE FCU |
|---|---|
| Type | Credit Union |
| Address | FT MITCHELL, KY 41017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 19, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | May 29, 2018 |
| Property Address | 7105 MURNAN RD, COLD SPRING, KY 41076-9280 |
| Document Number | 0005074402 |
| Book / Page | 000329 / 000559 |
| Instrument Date | May 17, 2018 |
| Instrument | 5074402 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $244.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 7105 MURNAN RD COLD SPRING KY 410769280, COLD SPRING, KY 41076-9280 |
| Document Number | 5074403 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 000957/000261 |
| Instrument | 5074403 |
| Name | OPTION FINANCIAL LLC |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45247 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2048 |
Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Unified School District | Campbell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,832.00 (+30.87%) | $316,200 (+29.59%) Land $50,000 Building $266,200 | $316,200 (+29.59%) Land $50,000 Building $266,200 |
| 2023 | $2,928.00 (-4%) | $244,000 (-) Land $35,000 Building $209,000 | $244,000 (-) Land $35,000 Building $209,000 |
| 2022 | $3,050.00 | $244,000 Land $35,000 Building $209,000 | $244,000 Land $35,000 Building $209,000 |
7105 Murnan Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Campbell County (21037C), updated August 24, 2021
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 37th in Kentucky |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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