Campbell County property record for 7003 Murnan Rd, Cold Spring, KY 41076
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 6 bd · 2 ba · 1,913 sqft · built 1896 |
| Lot Size | 28.1 acres (1,224,472 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $610,000 (Jan 2023) |
| Tax Bill | $16,214 (2025) |
| Deeds & Mortgages | Jan 2024 Construction Loan Jan 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-18-586.00 |
| Primary APN | 999-99-18-586.00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,913 sqft Total Area |
| Year Built | Built 1896 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,224,472 sqft (28.1 acres) |
| Terrain | Combination |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Old Parcel Number | 9999918586.00 |
|---|---|
| Street Address | 7003 MURNAN RD |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-9278 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | 28.11 ACRES |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 53100 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 7003 MURNAN RD, COLD SPRING, KY 41076-9278 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2024 | Deed of Trust, Mortgage · Construction Mortgage HEARTLAND BANK |
| Jan 24, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2023 · Amount on Record |
| Deed Sale | Jan 24, 2023 · Amount on Record |
| Deed Document Number | 0000358402 |
| Deed Book / Page | 358 / 402 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 7003 MURNAN RD, COLD SPRING, KY 41076-9278 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP |
| Name | Verified Name |
|---|---|
| Address | 13849 GRIFFIN FORD RD, ALEXANDRIA, KY 41001-8020 |
| Document Number | 0005318322 |
|---|---|
| Date | Jan 10, 2024 |
| Book Page | M1113/759 |
| Instrument | 5318322 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43212 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Feb 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 8.87% |
| Margin | 3 |
| Max Rate | 11.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jan 24, 2023 |
| Property Address | 7003 MURNAN RD, COLD SPRING, KY 41076-9278 |
| Document Number | 0005164586 |
| Book / Page | D358 / 402 |
| Instrument Date | Jan 24, 2023 |
| Instrument | 5164586 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $610.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7003 MUMAN ROAD, COLD SPRING, KY 41076 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 13849 GRIFFIN FORD RD, ALEXANDRIA, KY 41001-8020 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,214.00 (+713.14%) | $1,337,800 (+704.93%) Land $32,100 Building $1,305,700 | $1,772,200 (+571.8%) |
| 2023 | $1,994.00 (-4%) | $166,200 (-) Land $17,000 Building $149,200 | $263,800 (-) |
| 2022 | $2,077.00 | $166,200 Land $17,000 Building $149,200 | $263,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 140 (1978–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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