7105 McElroy Rd, Olive Branch, MS 38654 Property Records

DeSoto County property record for 7105 McElroy Rd, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,213 sqft · built 2019
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$2,491 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-06-4-20-04-0-00049-00`

Property Details

APN / Parcel Number

Primary APN	`2-06-4-20-04-0-00049-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	3,213 sqft Adjusted Area
1st Floor Area	2,176 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Asbestos
Lot Area	130,680 sqft (3 acres)
Pool Area	512 sqft
Patio Area	448 sqft

Location & Zoning

Street Address	7105 MCELROY RD
City	OLIVE BRANCH
State	MS
Zip	38654-8910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	A E ALLISON S-D SEC D LOT 49
Legal Range	006
Legal Township	02S
Legal Section	20
Legal Subdivision	ALLISON S-D
Legal Lot Number	49
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2009
Census Tract	70722

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7105 MCELROY RD, OLIVE BRANCH, MS 38654-8910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Dec 27, 2018	Deed of Trust, Mortgage · Construction Mortgage BANK OF ENGLAND
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2024
Deed Sale	Nov 4, 2024
Deed Book / Page	1024 / 20233
Prior Transfer Date	Oct 2, 2024
Prior Transfer Doc	1024/20233
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	7105 MCELROY RD, OLIVE BRANCH, MS 38654-8910
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	SOUTHERN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004847/760
Date	Dec 5, 2019
Book Page	4847/760

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	7105 MCELROY RD, OLIVE BRANCH, MS 38654-8910
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004657/642
Date	Dec 27, 2018
Book Page	4657/642

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jun 24, 2019

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	7105 MCELROY RD, OLIVE BRANCH, MS 38654-8910
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7105 MCELROY RD, OLIVE BRANCH, MS 38654-8910

Mortgage

Document Number	005463/364
Date	Feb 11, 2022
Book Page	5463/364

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,491.00 (+32.85%)	$33,438 (+55.2%) Land $2,100 Building $31,338	$334,378 (+55.2%) Land $21,000 Building $313,378
2023	$1,875.00	$21,545	$215,448 Land $21,000 Building $194,448

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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