7045 McElroy Rd, Olive Branch, MS 38654 Property Records

DeSoto County property record for 7045 McElroy Rd, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,281 sqft · built 1974
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$1,086 (2025)
Deeds & Mortgages	Feb 2019 Second Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-06-4-20-01-0-00001-00`

Property Details

APN / Parcel Number

Primary APN	`2-06-4-20-01-0-00001-00`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,281 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Mansard
Roof Material	Shingle
Lot Area	130,680 sqft (3 acres)

Exterior Amenities

Deck Area	284 sqft
Patio Area	284 sqft
Shed	1 Shed
Shed Area	378 sqft

Location & Zoning

Street Address	7045 MCELROY RD
City	OLIVE BRANCH
State	MS
Zip	38654-8908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	A E ALLISON S-D SEC A LOT 1
Legal Range	06
Legal Township	02
Legal Section	20
Legal Subdivision	ALLISON S-D
Legal Lot Number	1
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2009
Census Tract	70722

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7045 MCELROY RD, OLIVE BRANCH, MS 38654-8908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSISSIPPI HOME CORPORATION
Dec 22, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC
Feb 15, 2019	Warranty Deed, Transfer · FHA Mortgage COMMUNITY BANK OF MISSISSIPPI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2021
Deed Sale	Dec 22, 2021
Prior Sale	Feb 15, 2019
Deed Document Number	0000982732
Deed Book / Page	982 / 732
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	7045 MCELROY RD, OLIVE BRANCH, MS 38654-8908
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7045 MCELROY RD, OLIVE BRANCH, MS 38654-8908

Mortgage

Document Number	004678/050
Date	Feb 15, 2019
Book Page	4678/050

Lender

Name	MISSISSIPPI HOME CORPORATION
Type	Non-Lending Institution
Address	JACKSON, MS 39202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2029

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 22, 2021
Property Address	7045 MCELROY RD, OLIVE BRANCH, MS 38654-8908
Document Number	000982/732
Book / Page	982 / 732
Map Reference	MB 7 PG 40&41
Instrument Date	Dec 20, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	PERFECT TITLE, PERFECT TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7045 MCELROY RD, 7045, OLIVE BRANCH, MS 38654-8908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7045 MCELROY RD, OLIVE BRANCH, MS 38654-8908

Mortgage

Document Number	0005428780
Date	Dec 22, 2021
Instrument	5428/780

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 15, 2019
Property Address	7045 MCELROY RD, OLIVE BRANCH, MS 38654-8908
Document Number	000880/382
Book / Page	0880 / 382
Map Reference	MB 7 PG 40&41
Instrument Date	Feb 11, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 LONGBOW LKS, 414, PONTOTOC, MS 38863-5807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7045 MCELROY RD, OLIVE BRANCH, MS 38654-8908

Mortgage

Document Number	0004678037
Date	Feb 15, 2019
Instrument	4678/037

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,086.00 (+18.17%)	$16,607 (+37.49%) Land $2,100 Building $14,507	$166,067 (+37.49%) Land $21,000 Building $145,067
2023	$919.00	$12,079	$120,788 Land $21,000 Building $99,788

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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