Hillsborough County property record for 7105 Bowspirit Pl, Apollo Beach, FL 33572
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,132 sqft · built 2018 |
| Lot Size | 0.092 acres (4,026 sqft) |
| Owner | Individual Name on File |
| Last Sale | $237,430 (Jan 2019) |
| Tax Bill | $6,758 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054157-0388 |
| Primary APN | 054157-0388 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,132 sqft Living Area |
| Gross Area | 2,803 sqft |
| 1st Floor Area | 1,042 sqft |
| Upper Floors Area | 1,090 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,026 sqft (0.092 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 251 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0541570388 |
|---|---|
| Street Address | 7105 BOWSPIRIT PL |
| City | APOLLO BEACH |
| State | FL |
| Zip | 33572-1745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | WATERSET PHASE 2A LOT 7 BLOCK 23 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 23 |
| Legal Subdivision | WATERSET PHASE 2A |
| Legal Block | 23 |
| Legal Lot Number | 7 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 14119 |
7105 Bowspirit Pl is owned and occupied by an individual who bought it in January 2019.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7105 BOWSPIRIT PL, APOLLO BEACH, FL 33572-1745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Jan 17, 2019 | Grant Deed, Transfer · FHA Mortgage PARK SQUARE HM MTG LLC |
| Dec 27, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2019 · Amount on File |
| Deed Sale | Jan 17, 2019 · Amount on File |
| Deed Document Number | 201931928 |
| Deed Book / Page | 26347 / 1389 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 14, 2026 |
| Property Address | 7105 BOWSPIRIT PL, APOLLO BEACH, FL 33572-1745 |
| Document Number | 0000142648 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 2026142648 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7105 BOWSPIRIT PL, APOLLO BEACH, FL 33572-1745 |
| Document Number | 0000142648, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 2026142648 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 307 Months |
| Due | Nov 1, 2051 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jan 17, 2019 |
| Property Address | 7105 BOWSPIRIT PL, APOLLO BEACH, FL 33572-1745 |
| Document Number | 0263471389 |
| Book / Page | 026347 / 001389 |
| Instrument Date | Dec 19, 2018 |
| Instrument | 31928 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2019 |
| Title Company | PSH TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,662.01 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7105 BOWSPIRIT PL APOLLO BEACH FL 335721745, APOLLO BEACH, FL 33572-1745 |
| Document Number | 263471391 |
|---|---|
| Date | Jan 17, 2019 |
| Book Page | 026347/001391 |
| Instrument | 31929 |
| Name | PARK SQUARE HM MTG LLC |
|---|---|
| Address | ORLANDO, FL 32801 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 16, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Dec 27, 2017 |
| Property Address | 7105 BOWSPIRIT PL, APOLLO BEACH, FL 33572-1745 |
| Document Number | 0254541995 |
| Book / Page | 025454 / 001995 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 496490 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $6,133.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5200 VINELAND RD #200 ORLANDO FL 328117674, 200, ORLANDO, FL 32811-7674 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 7105 Bowspirit Pl was $6,758 with a homeowner's exemption, up 7% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $265,073 (+2.7%) | $316,852 (-5.88%) Land $67,025 Building $249,827 | |
| 2025 | $6,758.00 (+6.98%) Homeowner's exemption | $258,104 | $336,649 Land $67,025 Building $269,624 |
| 2024 | $6,317.00 (+2.02%) | ||
| 2023 | $6,192.00 (+6.15%) Homeowner's exemption | $243,524 (+3%) | $307,270 (+2.05%) Land $62,836 Building $244,434 |
| 2022 | $5,833.00 Homeowner's exemption | $236,431 | $301,107 Land $50,269 Building $250,838 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7105 Bowspirit Pl in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 410 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 410 in force |
| Nearby Flood Claims | 12 (2020–2025) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7105 Bowspirit Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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