Hillsborough County property record for 7103 Bowspirit Pl, Apollo Beach, FL 33572
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,132 sqft · built 2018 |
| Lot Size | 0.15 acres (6,541 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Jan 2021) |
| Tax Bill | $8,149 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Nov 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054157-0390 |
| Primary APN | 054157-0390 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,132 sqft Living Area |
| Gross Area | 2,803 sqft |
| 1st Floor Area | 1,042 sqft |
| Upper Floors Area | 1,090 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,541 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Screened Porch |
| Porch Area | 251 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0541570390 |
|---|---|
| Street Address | 7103 BOWSPIRIT PL |
| City | APOLLO BEACH |
| State | FL |
| Zip | 33572-1745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | WATERSET PHASE 2A LOT 8 BLOCK 23 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 23 |
| Legal Subdivision | WATERSET PHASE 2A |
| Legal Block | 23 |
| Legal Lot Number | 8 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 14119 |
7103 Bowspirit Pl is owned and occupied by two individuals who bought it in January 2021.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7103 BOWSPIRIT PL, APOLLO BEACH, FL 33572-1745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2021 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Nov 20, 2018 | Grant Deed, Transfer PSH TITLE LLC |
| Dec 27, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2021 · Amount on File |
| Deed Sale | Jan 20, 2021 · Amount on File |
| Prior Sale | Nov 20, 2018 · Amount on File |
| Deed Document Number | 202128168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jan 20, 2021 |
| Property Address | 7103 BOWSPIRIT PL, APOLLO BEACH, FL 33572-1745 |
| Document Number | 0000028168 |
| Map Reference | MB 121 PG 43 |
| Instrument Date | Jan 14, 2021 |
| Instrument | 2021028168 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | COMPASS LAND & TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19942 LONESOME PINE DR, 19942, LAND O LAKES, FL 34638-2648 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7103 BOWSPIRIT PL, APOLLO BEACH, FL 33572-1745 |
| Document Number | 0000028169 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021028169 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Nov 20, 2018 |
| Property Address | 7103 BOWSPIRIT PL, APOLLO BEACH, FL 33572-1745 |
| Document Number | 0262211324 |
| Book / Page | 026221 / 001324 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 470091 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Title Company | PSH TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,683.36 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7103 BOWSPIRIT PL APOLLO BEACH FL 335721745, APOLLO BEACH, FL 33572-1745 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Dec 27, 2017 |
| Property Address | 7103 BOWSPIRIT PL, APOLLO BEACH, FL 33572-1745 |
| Document Number | 0254541995 |
| Book / Page | 025454 / 001995 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 496490 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $6,133.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5200 VINELAND RD #200 ORLANDO FL 328117674, 200, ORLANDO, FL 32811-7674 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 7103 Bowspirit Pl was $8,149 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,836 (-2.55%) Land $77,556 Building $248,280 | $325,836 (-5.69%) Land $77,556 Building $248,280 | |
| 2025 | $8,149.00 Homeowner's exemption | $334,364 | $345,509 Land $77,556 Building $267,953 |
| 2023 | $7,443.00 (-4.66%) Homeowner's exemption | $315,477 (+2.75%) Land $72,709 Building $242,768 | $315,477 (+2.75%) Land $72,709 Building $242,768 |
| 2022 | $7,807.00 | $307,038 Land $58,167 Building $248,871 | $307,038 Land $58,167 Building $248,871 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7103 Bowspirit Pl in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 410 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 410 in force |
| Nearby Flood Claims | 12 (2020–2025) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7103 Bowspirit Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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