7103 Bowspirit Pl, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 7103 Bowspirit Pl, Apollo Beach, FL 33572

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,132 sqft · built 2018
Lot Size0.15 acres (6,541 sqft)
Owner2 Individual Names on File
Last Sale$310,000 (Jan 2021)
Tax Bill$8,149 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Nov 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN054157-0390

Property Details

APN / Parcel Number

Primary APN054157-0390
Alternative APN
  • U2331199UE000023000080

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,132 sqft Living Area
Gross Area2,803 sqft
1st Floor Area1,042 sqft
Upper Floors Area1,090 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2022
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,541 sqft (0.15 acres)
Garage TypeAttached
Garage Area420 sqft
PorchScreened Porch
Porch Area251 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0541570390
Street Address7103 BOWSPIRIT PL
CityAPOLLO BEACH
StateFL
Zip33572-1745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionWATERSET PHASE 2A LOT 8 BLOCK 23
Legal Range19E
Legal Township31S
Legal Section23
Legal SubdivisionWATERSET PHASE 2A
Legal Block23
Legal Lot Number8
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group2
Census Block2005
Census Tract14119

Owner

7103 Bowspirit Pl is owned and occupied by two individuals who bought it in January 2021.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address7103 BOWSPIRIT PL, APOLLO BEACH, FL 33572-1745
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2021Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Nov 20, 2018Grant Deed, Transfer
PSH TITLE LLC
Dec 27, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2021 · Amount on File
Deed SaleJan 20, 2021 · Amount on File
Prior SaleNov 20, 2018 · Amount on File
Deed Document Number202128168
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 20, 2021
Property Address7103 BOWSPIRIT PL, APOLLO BEACH, FL 33572-1745
Document Number0000028168
Map ReferenceMB 121 PG 43
Instrument DateJan 14, 2021
Instrument2021028168
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyCOMPASS LAND & TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19942 LONESOME PINE DR, 19942, LAND O LAKES, FL 34638-2648

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7103 BOWSPIRIT PL, APOLLO BEACH, FL 33572-1745

Mortgage

Document Number0000028169
DateJan 20, 2021
Instrument2021028169
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHILLSBOROUGH FL
Recording DateNov 20, 2018
Property Address7103 BOWSPIRIT PL, APOLLO BEACH, FL 33572-1745
Document Number0262211324
Book / Page026221 / 001324
Instrument DateOct 24, 2018
Instrument470091
Transaction TypeTransfer
Record UpdatedDec 18, 2018
Title CompanyPSH TITLE LLC

Transaction

AmountAmount on Record
Tax$1,683.36
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7103 BOWSPIRIT PL APOLLO BEACH FL 335721745, APOLLO BEACH, FL 33572-1745

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHILLSBOROUGH FL
Recording DateDec 27, 2017
Property Address7103 BOWSPIRIT PL, APOLLO BEACH, FL 33572-1745
Document Number0254541995
Book / Page025454 / 001995
Instrument DateNov 22, 2017
Instrument496490
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$6,133.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5200 VINELAND RD #200 ORLANDO FL 328117674, 200, ORLANDO, FL 32811-7674
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 7103 Bowspirit Pl was $8,149 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$325,836 (-2.55%) Land $77,556 Building $248,280$325,836 (-5.69%) Land $77,556 Building $248,280
2025$8,149.00 Homeowner's exemption$334,364$345,509 Land $77,556 Building $267,953
2023$7,443.00 (-4.66%) Homeowner's exemption$315,477 (+2.75%) Land $72,709 Building $242,768$315,477 (+2.75%) Land $72,709 Building $242,768
2022$7,807.00$307,038 Land $58,167 Building $248,871$307,038 Land $58,167 Building $248,871

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7103 Bowspirit Pl in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 410 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies410 in force
Nearby Flood Claims12 (2020–2025)
Claims Outside the SFHA5 of 12
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7103 Bowspirit Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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