7104 Whitewater St, Carlsbad, CA 92011 Property Records

San Diego County property record for 7104 Whitewater St, Carlsbad, CA 92011

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,142 sqft · built 2002
Lot Size	4.48 acres (195,570 sqft)
Owner	2 Company Names on Record
Tax Bill	$24,699 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Dec 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`214-590-14-12`

Property Details

APN / Parcel Number

Primary APN	`214-590-14-12`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,142 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Lot Area	195,570 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7104 WHITEWATER ST
City	CARLSBAD
State	CA
Zip	92011-5436
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RD-M
Legal Description	LOT 3 US 45PER DOC01-160067&UND INT IN PHASE 6 MODULE IN TR 013967
Legal Subdivision	97-22 HANOVER BEACH COLONY PH
Legal Tract	013967
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3012
Census Tract	17813

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7104 WHITEWATER ST, CARLSBAD, CA 92011-5436
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2024	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 10, 2025	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMER TITLE SAN DIEGO
Dec 10, 2025	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 15, 2022	Grant Deed, Transfer · Conventional Mortgage AMERIS BANK
Jan 17, 2020	Affidavit of Death, Transfer NOT AVAILABLE
Jan 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2025
Deed Sale	Dec 10, 2025
Prior Sale	Nov 15, 2022 · Amount on Record
Deed Document Number	2025347864
Prior Transfer Date	Jan 17, 2020
Prior Transfer Doc	0000028617
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7104 WHITEWATER ST, CARLSBAD, CA 92011-5436
Transaction Type	Mortgage
Record Updated	Dec 26, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7104 WHITEWATER ST, CARLSBAD, CA 92011-5436

Mortgage

Document Number	0000333573
Date	Dec 2, 2024
Instrument	2024-0333573

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 10, 2025
Property Address	7104 WHITEWATER ST, CARLSBAD, CA 92011-5436
Document Number	0000348228
Map Reference	MAP 13967
Instrument Date	Dec 5, 2025
Instrument	2025-0348228
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMER TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7104 WHITEWATER ST, CARLSBAD, CA 92011-5436

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 10, 2025
Property Address	7104 WHITEWATER ST, CARLSBAD, CA 92011-5436
Document Number	0000347864
Map Reference	MAP 13967
Instrument Date	Dec 5, 2025
Instrument	2025-0347864
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMER TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7104 WHITEWATER ST, CARLSBAD, CA 92011-5436

Mortgage

Document Number	0000347865
Date	Dec 10, 2025
Instrument	2025-0347865

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 15, 2022
Property Address	7104 WHITEWATER ST, CARLSBAD, CA 92011-5436
Document Number	0000437880
Map Reference	MAP 13967
Instrument Date	Oct 20, 2022
Instrument	2022-0437880
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7104 WHITEWATER ST, CARLSBAD, CA 92011-5436

Mortgage

Document Number	0000437881
Date	Nov 15, 2022
Instrument	2022-0437881

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	11.4%
Index	Other
Max Rate	11.4%

January 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 17, 2020
Property Address	7104 WHITEWATER ST, CARLSBAD, CA 92011-5436
Document Number	0000028617
Instrument Date	Jan 17, 2020
Instrument	28617
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7104 WHITEWATER ST CARLSBAD CA 920115436, CARLSBAD, CA 92011-5436

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 17, 2020
Property Address	7104 WHITEWATER ST, CARLSBAD, CA 92011-5436
Document Number	0000028618
Instrument Date	Jan 17, 2020
Instrument	28618
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7104 WHITEWATER ST CARLSBAD CA 920115436, CARLSBAD, CA 92011-5436

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,435,471 (+2%) Land $2,090,579 Building $344,892
2025	$24,699.00 (-3.46%)	$2,387,718 (+4.04%) Land $2,049,588 Building $338,130
2023	$25,584.00 (+171.51%)	$2,295,000 Land $1,970,000 Building $325,000
2022	$9,423.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks.

Nearby Properties on Whitewater St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures