7087 Whitewater St, Carlsbad, CA 92011 Property Records

San Diego County property record for 7087 Whitewater St, Carlsbad, CA 92011

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,926 sqft · built 2002
Lot Size	4.48 acres (195,570 sqft)
Owner	Individual Name on Record
Last Sale	$749,500 (May 2002)
Tax Bill	$12,699 (2025)
Deeds & Mortgages	Feb 2026 Reverse Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`214-590-14-04`

Property Details

APN / Parcel Number

Primary APN	`214-590-14-04`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,926 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Lot Area	195,570 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7087 WHITEWATER ST
City	CARLSBAD
State	CA
Zip	92011-5435
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RD-M
Legal Description	LOT 3 US 4 PER DOC01-160067&UND INT IN PHASE 6 MODULE IN TR 013967
Legal Subdivision	CARLSBAD COURT
Legal Tract	013967
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3012
Census Tract	17813

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7087 WHITEWATER ST, CARLSBAD, CA 92011-5435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
May 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 12, 2021	Intrafamily Transfer, Transfer TITLE CONNECT INC
May 30, 2018	Deed of Trust, Mortgage · ARM US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2002 · Amount on Record
Deed Sale	May 1, 2002 · Amount on Record
Deed Document Number	2002367896
Last Transfer Date	Oct 22, 2004
Transfer Doc	0001032600
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 19, 2026
Property Address	7087 WHITEWATER ST, CARLSBAD, CA 92011-5435
Document Number	0000046420
Map Reference	MAP 13967
Instrument Date	Feb 13, 2026
Instrument	2026-0046420
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7087 WHITEWATER ST, CARLSBAD, CA 92011-5435

Mortgage

Document Number	0000046421
Date	Feb 19, 2026
Instrument	2026-0046421

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	810 Months
Due	Aug 5, 2093

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 12, 2021
Property Address	7087 WHITEWATER ST, CARLSBAD, CA 92011-5435
Document Number	0000366337
Map Reference	MAP 13967
Instrument Date	May 6, 2021
Instrument	2021-0366337
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7087 WHITEWATER ST, CARLSBAD, CA 92011-5435

Mortgage

Document Number	0000366338
Date	May 12, 2021
Instrument	2021-0366338

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 12, 2021
Property Address	7087 WHITEWATER ST, CARLSBAD, CA 92011-5435
Document Number	0000366339
Map Reference	MAP 13967
Instrument Date	May 6, 2021
Instrument	2021-0366339
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TITLE CONNECT INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7087 WHITEWATER ST, CARLSBAD, CA 92011-5435

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7087 WHITEWATER ST, CARLSBAD, CA 92011-5435
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000217097
Date	May 30, 2018
Instrument	2018-0217097

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	8.87%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,128,727 (+2%) Land $602,728 Building $525,999
2025	$12,699.00 (+3.32%) Homeowner's exemption	$1,106,596 (+4.04%) Land $590,910 Building $515,686
2024	$12,291.00 (+0.48%)
2023	$12,232.00 (+1.48%) Homeowner's exemption	$1,063,627 Land $567,965 Building $495,662
2022	$12,054.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks.

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