7104 Valley Mist Dr, Temple, TX 76502 Property Records

Bell County property record for 7104 Valley Mist Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,251 sqft · built 2010
Lot Size	0.514 acres (22,433 sqft)
Owner	Individual Name on Record
Tax Bill	$8,229 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0129795105`

Property Details

APN / Parcel Number

Primary APN	`0129795105`
Alternative APNs	`363252` `730231`

Interior

Stories	2 Stories
Building Area	2,251 sqft Living Area
1st Floor Area	1,403 sqft
2nd Floor Area	848 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,433 sqft (0.514 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	1 sqft
Porch	Open Porch
Porch Area	290 sqft
Canopy	400 sqft
Storage Building	168 sqft

Location & Zoning

Account Number	730231
Street Address	7104 VALLEY MIST DR
City	TEMPLE
State	TX
Zip	76502-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY RANCH ADDITION PHASE I, BLOCK 002, LOT 0070, ACRES .515
Legal Subdivision	VALLEY RANCH ADDITION PHASE I
Legal Phase	1
Legal Block	2
Legal Lot Number	70
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1044
Census Tract	21400

Owner

Source: Bell County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7104 VALLEY MIST DR, TEMPLE, TX 76502-4302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Vendor's Lien, Transfer · VA Mortgage BOKF NA
Jul 15, 2020	Warranty Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2025
Deed Sale	Nov 6, 2025
Prior Sale	Jul 15, 2020
Deed Document Number	2025054986
Record Updated	Jun 8, 2026

November 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Nov 6, 2025
Property Address	7104 VALLEY MIST DR, TEMPLE, TX 76502-4302
Document Number	0000054986
Map Reference	CAB D SL 21-A
Instrument Date	Nov 5, 2025
Instrument	2025054986
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1838 ENCHANTED CANYON WAY, PRESCOTT, AZ 86305-5130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7104 VALLEY MIST DR, TEMPLE, TX 76502-4302

Mortgage

Document Number	0000054987
Date	Nov 6, 2025
Instrument	2025054987

Lender

Name	BOKF NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jul 15, 2020
Property Address	7104 VALLEY MIST DR, TEMPLE, TX 76502-4302
Document Number	0000035314
Instrument Date	Jul 13, 2020
Instrument	35314
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7104 VALLEY MIST DR TEMPLE TX 765024302, TEMPLE, TX 76502-4302

Mortgage

Document Number	35315
Date	Jul 15, 2020
Instrument	35315

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$461,619 (-5.86%) Land $50,000 Building $411,619	$461,619 (-5.86%) Land $50,000 Building $411,619
2024	$8,229.00 (+16.53%)
2023	$7,062.00 (-8.36%) Homeowner's exemption	$490,370 Land $45,000 Building $445,370	$490,370 Land $45,000 Building $445,370
2022	$7,706.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Western Broadband.

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