7022 Valley Mist Dr, Temple, TX 76502 Property Records

Bell County property record for 7022 Valley Mist Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,332 sqft · built 2012
Lot Size	0.517 acres (22,564 sqft)
Owner	Individual Name on File
Tax Bill	$9,593 (2024)
Deeds & Mortgages	Jul 2022 Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`0129795000`

Property Details

APN / Parcel Number

Primary APN	`0129795000`
Alternative APNs	`363217` `849784`

Interior

Stories	1 Story
Building Area	2,332 sqft Living Area
1st Floor Area	2,332 sqft

Exterior

Year Built	Built 2012
Exterior Material	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,564 sqft (0.517 acres)
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	328 sqft

Location & Zoning

Account Number	849784
Street Address	7022 VALLEY MIST DR
City	TEMPLE
State	TX
Zip	76502-4307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY RANCH ADDITION PHASE I, BLOCK 002, LOT 0001, ACRES .518
Legal Subdivision	VALLEY RANCH ADDITION PHASE I
Legal Phase	1
Legal Block	2
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1045
Census Tract	21400

Owner

7022 Valley Mist Dr is owned and occupied by an individual who acquired it in July 2022.

Source: Bell County records, as of January 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7022 VALLEY MIST DR, TEMPLE, TX 76502-4307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Vendor's Lien, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 23, 2021	Warranty Deed, Transfer MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2022
Deed Sale	Jul 19, 2022
Prior Sale	Sep 27, 2018
Deed Document Number	2022046034
Record Updated	Jun 8, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 19, 2022
Property Address	7022 VALLEY MIST DR, TEMPLE, TX 76502-4307
Document Number	0000046034
Map Reference	CAB D SL 21-A
Instrument Date	Jul 14, 2022
Instrument	2022046034
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7022 VALLEY MIST DR, TEMPLE, TX 76502-4307

Mortgage

Document Number	0000046035
Date	Jul 19, 2022
Instrument	2022046035

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Apr 23, 2021
Property Address	7022 VALLEY MIST DR, TEMPLE, TX 76502-4307
Document Number	0000024778
Map Reference	CAB C SL 59-D
Instrument Date	Apr 22, 2021
Instrument	2021024778
Transaction Type	Transfer
Record Updated	May 7, 2021
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4762 TIFFANY PARK CIR, 4762, BRYAN, TX 77802-5822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7022 VALLEY MIST DR, TEMPLE, TX 76502-4307

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$434,327 Land $50,000 Building $384,327	$434,327 Land $50,000 Building $384,327
2024	$9,593.00 (-8.28%)
2023	$10,459.00 (+45.2%)	$455,636 Land $45,000 Building $410,636	$455,636 Land $45,000 Building $410,636
2022	$7,203.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7022 Valley Mist Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7022 Valley Mist Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Western Broadband.

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