71032 Union Rd S, Union, MI 49130 Property Records

Cass County property record for 71032 Union Rd S, Union, MI 49130

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,484 sqft · built 1974
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Feb 2016)
Tax Bill	$1,429 (2025)
Deeds & Mortgages	Aug 2007 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-120-375-004-00`

Property Details

APN / Parcel Number

Primary APN	`14-120-375-004-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,484 sqft Building Perimeter
1st Floor Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Tri-Level
Lot Area	29,185 sqft (0.67 acres)
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	71032 UNION RD S
City	UNION
State	MI
Zip	49130-9631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. (740 8-13 361-114) LOT 4 SPENCER'S SUBDIVISION.
Legal Subdivision	SPENCERS SUBDIVISION
Legal Lot Number	4
Jurisdiction	CASS MI
Township / Civil Division	PORTER
Census Block Group	3
Census Block	3038
Census Tract	1000

Owner

71032 Union Rd S is owned and occupied by two individuals who bought it in February 2016.

Source: Cass County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	71032 UNION RD S, UNION, MI 49130-9631
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2016 · Amount on File
Deed Sale	Feb 16, 2016 · Amount on File
Prior Sale	Mar 4, 2015 · Amount on File
Deed Book / Page	1102 / 457
Prior Transfer Date	Apr 2, 2014
Prior Transfer Doc	01074/0758
Record Updated	Oct 29, 2026

August 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Aug 3, 2007
Property Address	71032 UNION RD S, UNION, MI 49130-9631
Document Number	00963/0917
Book / Page	0963 / 0917
Map Reference	LB1-H PG364
Instrument Date	Jul 31, 2007
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71032 UNION RD S, UNION, MI 49130-9631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71032 UNION RD, UNION, MI 49130-9631

Mortgage

Document Number	0009630918
Date	Aug 3, 2007
Instrument	0963/0918

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	10.5%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	10.5%
Max Rate At Change	13.5%
Index	6-Month LIBOR
Max Rate	17.5%

Tax Assessment & Valuation

The 2025 property tax bill for 71032 Union Rd S was $1,429 with a homeowner's exemption, up 5.5% from the year before.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Porter Township
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,200 (+5.3%) Land $119,200	$238,400 (+5.3%) Land $238,400
2025	$1,429.00 (+5.46%) Homeowner's exemption	$113,200 Land $113,200	$226,400 Land $226,400
2024	$1,355.00
2023		$79,300	$158,600
2022	$1,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 71032 Union Rd S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 71032 Union Rd S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Union Rd S

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