7103 Saint Clair Ave, Fair Haven, MI 48023 Property Records

St. Clair County property record for 7103 Saint Clair Ave, Fair Haven, MI 48023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,760 sqft · built 1977
Lot Size	0.439 acres (19,123 sqft)
Owner	Individual Name on File
Tax Bill	$2,912 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`74-23-260-0038-000`

Property Details

APN / Parcel Number

Primary APN	`74-23-260-0038-000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,760 sqft
Basement Area	1,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Lot Area	19,123 sqft (0.439 acres)
Lot Dimensions	159 ft deep x 120 ft wide
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7103 SAINT CLAIR AVE
City	FAIR HAVEN
State	MI
Zip	48023-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOTS 77 & 78 CADILLAQUA SUBDIVISION T3NR15E SEC 15
Legal Range	15E
Legal Township	03N
Legal Section	01
Legal Subdivision	CADILLAQUA SUBDIVISION
Legal Lot Number	77-78
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	3
Census Block	3010
Census Tract	650100

Owner

7103 Saint Clair Ave is owned and occupied by an individual who acquired it in December 2021.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	7103 SAINT CLAIR AVE, FAIR HAVEN, MI 48023-2528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA EASTERN MICHIGAN
Dec 22, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 22, 2021
Transfer Doc	0005467701
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7103 SAINT CLAIR AVE, FAIR HAVEN, MI 48023-2528
Transaction Type	Mortgage
Record Updated	May 3, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7103 SAINT CLAIR AVE, FAIR HAVEN, MI 48023-2528

Mortgage

Document Number	0005707399
Date	Apr 19, 2024
Book Page	5707/399
Instrument	2024007329

Lender

Name	FIFTH THIRD BANK NA EASTERN MICHIGAN
Address	1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 22, 2021
Property Address	7103 SAINT CLAIR AVE, FAIR HAVEN, MI 48023-2528
Document Number	0005467701
Book / Page	5467 / 701
Instrument Date	Dec 22, 2021
Instrument	2021035807
Transaction Type	Transfer
Record Updated	Jan 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7103 SAINT CLAIR AVE, FAIR HAVEN, MI 48023-2528

Tax Assessment & Valuation

The 2025 property tax bill for 7103 Saint Clair Ave was $2,912 with a homeowner's exemption, up 2.3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,600 (+3.32%)	$323,200
2025	$2,912.00 (+2.32%) Homeowner's exemption	$156,400
2024	$2,846.00		$312,800
2023		$124,500
2022	$2,609.00		$249,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7103 Saint Clair Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1982–1987)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7103 Saint Clair Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRA TOWNSHIP serves 6,510 people · EPA ID MI0003390
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Saint Clair Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures