6987 Saint Clair Ave, Fair Haven, MI 48023 Property Records

St. Clair County property record for 6987 Saint Clair Ave, Fair Haven, MI 48023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,862 sqft · built 2000
Lot Size	0.438 acres (19,079 sqft)
Owner	Individual Name on Record
Last Sale	$222,000 (Oct 2005)
Tax Bill	$3,824 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-23-260-0037-600`

Property Details

APN / Parcel Number

Primary APN	`74-23-260-0037-600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,862 sqft Living Area
1st Floor Area	1,853 sqft
Basement Area	1,853 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Lot Area	19,079 sqft (0.438 acres)
Lot Dimensions	159 ft deep x 120 ft wide
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6987 SAINT CLAIR AVE
City	FAIR HAVEN
State	MI
Zip	48023-2543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOTS 75 & 76 CADILLAQUA SUBDIVISION
Legal Subdivision	CADILLAQUA SUBDIVISION
Legal Lot Number	75-76
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	3
Census Block	3010
Census Tract	650100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6987 SAINT CLAIR AVE, FAIR HAVEN, MI 48023-2543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Jul 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Dec 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2005 · Amount on Record
Deed Sale	Oct 17, 2005 · Amount on Record
Deed Document Number	200535789
Deed Book / Page	3440 / 871
Last Transfer Date	Dec 4, 2020
Transfer Doc	0005292376
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6987 SAINT CLAIR AVE, FAIR HAVEN, MI 48023-2543
Transaction Type	Mortgage
Record Updated	May 10, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6987 SAINT CLAIR AVE, FAIR HAVEN, MI 48023-2543

Mortgage

Document Number	0005514610
Date	Apr 25, 2022
Book Page	5514/610
Instrument	2022010554

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	173 Months
Due	Sep 1, 2036

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6987 SAINT CLAIR AVE, FAIR HAVEN, MI 48023-2543
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049650687
Date	Jul 11, 2018
Book Page	4965/687
Instrument	2018015610

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2048

Interest

Rate Type	Fixed Rate

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 22, 2020
Property Address	6987 SAINT CLAIR AVE, FAIR HAVEN, MI 48023-2543
Document Number	0005292376
Book / Page	5292 / 376
Map Reference	LB 35 PG 6
Instrument Date	Dec 4, 2020
Instrument	2020032498
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	GREATER MACOMB TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6987 SAINT CLAIR AVE, FAIR HAVEN, MI 48023-2543

Mortgage

Document Number	2020032499
Date	Dec 22, 2020
Instrument	2020032499

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6987 SAINT CLAIR AVE, FAIR HAVEN, MI 48023-2543
Document Number	0050940648
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6987 SAINT CLAIR AVE FAIR HAVEN MI 480232543, FAIR HAVEN, MI 48023-2543

Mortgage

Document Number	0050940648
Date	Sep 9, 2019
Book Page	005094/000648

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,700 (+3.84%)	$421,400 (+3.84%)
2025	$3,824.00 (+4.31%) Homeowner's exemption	$202,900 (+26.73%)
2024	$3,666.00 (+9.2%)		$405,800 (+26.73%)
2023		$160,100
2022	$3,357.00		$320,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1982–1987)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRA TOWNSHIP serves 6,510 people · EPA ID MI0003390
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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