7102 Spring Creek Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 7102 Spring Creek Ln, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,014 sqft · built 2006
Lot Size	0.004 acres (176 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Oct 2022)
Tax Bill	$2,275 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T072001063`

Property Details

APN / Parcel Number

Primary APN	`T072001063`
Alternative APN	`4-0036-A252-17-001C.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Lot Area	176 sqft (0.004 acres)
Porch	Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T072001063
Street Address	7102 SPRING CREEK LN
City	O FALLON
State	MO
Zip	63368-7508
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SPRINGHURST TERR #7 LOT 1C
Legal Subdivision	SPRINGHURST TERR #7
Legal Lot Number	1C
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1022
Census Tract	312207

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	600 WESTWICK CT, SAINT PETERS, MO 63376-7665
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 5, 2021	Warranty Deed, Transfer DAS ACQUISITION
Sep 13, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022 · Amount on Record
Deed Sale	Oct 7, 2022 · Amount on Record
Prior Sale	Jan 5, 2021 · Amount on Record
Deed Document Number	202255097
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 7, 2022
Property Address	7102 SPRING CREEK LN, O FALLON, MO 63368-7508
Document Number	0000055097
Map Reference	MB 44 PG 101
Instrument Date	Oct 4, 2022
Instrument	2022R-055097
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	NOT AVAILABLE, US T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7102 SPRING CREEK LN, O FALLON, MO 63368-7508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 WESTWICK CT, COTTLEVILLE, MO 63376-7665

Mortgage

Document Number	0000055099
Date	Oct 7, 2022
Instrument	2022R-055099

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 5, 2021
Property Address	7102 SPRING CREEK LN, O FALLON, MO 63368-7508
Document Number	0000001036
Instrument Date	Dec 10, 2020
Instrument	1036
Transaction Type	Transfer
Record Updated	Mar 23, 2021
Title Company	USTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7102 SPRING CREEK LN O FALLON MO 633687508, O FALLON, MO 63368-7508

Mortgage

Document Number	1039
Date	Jan 5, 2021
Instrument	1039

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7102 SPRING CREEK LN, O FALLON, MO 63368-7508
Document Number	0000087308
Instrument Date	Sep 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7102 SPRING CREEK LN O FALLON MO 633687508, O FALLON, MO 63368-7508

Mortgage

Document Number	0000087308
Date	Nov 12, 2020
Instrument	87308

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Nov 11, 2043

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,541 (-)	$181,793 (-) Building $181,793
2025	$2,275.00	$34,541 (+14.57%)	$181,793 (+14.57%)
2023		$30,148
2022			$158,673 Building $158,673

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber.

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