7100 Spring Creek Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 7100 Spring Creek Ln, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,014 sqft · built 2006
Lot Size	0.004 acres (183 sqft)
Owner	Individual Name on Record
Tax Bill	$2,275 (2025)
Deeds & Mortgages	Aug 2026 Sale Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T072001061`

Property Details

APN / Parcel Number

Primary APN	`T072001061`
Alternative APN	`4-0036-A252-17-001A.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Lot Area	183 sqft (0.004 acres)
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T072001061
Street Address	7100 SPRING CREEK LN
City	O FALLON
State	MO
Zip	63368-7508
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SPRINGHURST TERR #7 LOT 1A
Legal Subdivision	SPRINGHURST TERR #7
Legal Lot Number	1A
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1022
Census Tract	312207

Owner

Source: St. Charles County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7100 SPRING CREEK LN, O FALLON, MO 63368-7508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 30, 2022	Deed, Transfer · Conventional Mortgage GREAT SOUTHERN BANK
Dec 12, 2022	Warranty Deed, Transfer INVESTORS TITLE COMPANY
Apr 23, 2021	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2026
Deed Sale	Aug 12, 2026
Prior Sale	Dec 12, 2022 · Amount on Record
Deed Document Number	202638418
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 12, 2026
Property Address	7100 SPRING CREEK LN, O FALLON, MO 63368-7508
Document Number	0000038418
Instrument Date	Aug 7, 2026
Instrument	202638418
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7100 SPRING CREEK LN, O FALLON, MO 63368-7508

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 30, 2022
Property Address	7100 SPRING CREEK LN, O FALLON, MO 63368-7508
Document Number	0000063564
Map Reference	MB 44 PG 101
Instrument Date	Nov 23, 2022
Instrument	2022R-063564
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	702 ARAGORN LN, WRIGHT CITY, MO 63390-3562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7100 SPRING CREEK LN, O FALLON, MO 63368-7508

Mortgage

Document Number	0000063565
Date	Nov 30, 2022
Instrument	2022R-063565

Lender

Name	GREAT SOUTHERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 12, 2022
Property Address	7100 SPRING CREEK LN, O FALLON, MO 63368-7508
Document Number	0000065301
Map Reference	MB 44 PG 101
Instrument Date	Nov 22, 2022
Instrument	2022R-065301
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	702 ARAGORN LN, WRIGHT CITY, MO 63390-3562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7100 SPRING CREEK LN, O FALLON, MO 63368-7508

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 23, 2021
Property Address	7100 SPRING CREEK LN, O FALLON, MO 63368-7508
Document Number	0000035800
Map Reference	MB 44 PG 101
Instrument Date	Apr 16, 2021
Instrument	2021R-035800
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7100 SPRING CREEK LN, O FALLON, MO 63368-7508

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7100 SPRING CREEK LN, O FALLON, MO 63368-7508

Mortgage

Document Number	0000035801
Date	Apr 23, 2021
Instrument	2021R-035801

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,541 (-)	$181,793 (-) Building $181,793
2025	$2,275.00 (+11.3%)	$34,541 (+14.57%)	$181,793 (+14.57%) Building $181,793
2024	$2,044.00
2023		$30,148
2022			$158,673 Building $158,673

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber.

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