7101 Winding Way, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7101 Winding Way, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,753 sqft · built 1990
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Company Names on Record
Last Sale	$620,000 (Dec 2024)
Tax Bill	$7,507 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`239-0175-018-0000`

Property Details

APN / Parcel Number

Primary APN	`239-0175-018-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,753 sqft Living Area
Gross Area	4,265 sqft
1st Floor Area	2,453 sqft
2nd Floor Area	400 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	40,946 sqft (0.94 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7101 WINDING WAY
City	FAIR OAKS
State	CA
Zip	95628-4533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	SAN JUAN HIGHLANDS, LOT 20
Legal Subdivision	SAN JUAN HIGHLANDS
Legal Lot Number	20
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4012
Census Tract	7904

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	8139 SUNSET AVE, FAIR OAKS, CA 95628-5131
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Commercial Mortgage OPTIMUS CAPITAL INC
Jul 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 12, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage AMERICAN INTERNET MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2024 · Amount on Record
Deed Sale	Dec 18, 2024 · Amount on Record
Prior Sale	Feb 24, 2005 · Amount on Record
Deed Book / Page	20241218 / 1030
Prior Transfer Date	Dec 12, 2024
Prior Transfer Doc	2024001029
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7101 WINDING WAY, FAIR OAKS, CA 95628-4533
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8139 SUNSET AVE 150, FAIR OAKS, CA 95628-5131

Mortgage

Document Number	0000001055
Date	Dec 23, 2025
Instrument	202512231055

Lender

Name	OPTIMUS CAPITAL INC
Type	Non-Lending Institution
Address	FAIR OAKS, CA 95628

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	19 Months
Due	Jul 1, 2027

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 16, 2019
Property Address	7101 WINDING WAY, FAIR OAKS, CA 95628-4533
Document Number	1907161182
Instrument Date	Jul 3, 2019
Instrument	1907161182
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	142 DARTMOUTH PL BENICIA CA 945102019, BENICIA, CA 94510-2019

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 16, 2019
Property Address	7101 WINDING WAY, FAIR OAKS, CA 95628-4533
Document Number	1907161181
Instrument Date	Jul 3, 2019
Instrument	1907161181
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7101 WINDING WAY FAIR OAKS CA 956284533, FAIR OAKS, CA 95628-4533

April 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 12, 2018
Property Address	7101 WINDING WAY, FAIR OAKS, CA 95628-4533
Document Number	1804120424
Instrument Date	Apr 6, 2018
Instrument	1804120424
Transaction Type	Mortgage
Record Updated	Apr 24, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7101 WINDING WAY FAIR OAKS CA 956284533, FAIR OAKS, CA 95628-4533

Mortgage

Document Number	1804120425
Date	Apr 12, 2018
Instrument	1804120425

Lender

Name	AMERICAN INTERNET MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$632,400 (+2%) Land $285,600 Building $346,800
2025	$7,507.00 (-20.16%)	$620,000 (+15.51%) Land $280,000 Building $340,000
2024	$9,402.00 (+44.29%)
2023	$6,516.00 (-13.09%)	$536,760 Land $328,020 Building $208,740
2022	$7,497.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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