7055 Winding Way, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7055 Winding Way, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,336 sqft · built 1957
Lot Size	0.265 acres (11,520 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Mar 2026)
Tax Bill	$5,221 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`239-0175-001-0000`

Property Details

APN / Parcel Number

Primary APN	`239-0175-001-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
1st Floor Area	1,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	11,520 sqft (0.265 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7055 WINDING WAY
City	FAIR OAKS
State	CA
Zip	95628-4532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	CASA BELLA PARK 04, LOT 203
Legal Subdivision	CASA BELLA PARK 04
Legal Lot Number	203
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4012
Census Tract	7904

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7055 WINDING WAY, FAIR OAKS, CA 95628-4532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 2, 2017	Deed of Trust, Mortgage · FHA Mortgage ONE REVERSE MTG
Aug 2, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Nov 20, 2024 · Amount on Record
Deed Book / Page	20260330 / 850
Prior Transfer Date	Jul 12, 2017
Prior Transfer Doc	7130000000130
Record Updated	Sep 20, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 30, 2026
Property Address	7055 WINDING WAY, FAIR OAKS, CA 95628-4532
Document Number	0000000850
Map Reference	MB 42 PG 27
Instrument Date	Mar 24, 2026
Instrument	202603300850
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7055 WINDING WAY, FAIR OAKS, CA 95628-4532

Mortgage

Document Number	0000000851
Date	Mar 30, 2026
Instrument	202603300851

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7055 WINDING WAY, FAIR OAKS, CA 95628-4532
Document Number	1708100101
Instrument Date	Aug 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7055 WINDING WAY FAIR OAKS CA 956284532, FAIR OAKS, CA 95628-4532

Mortgage

Document Number	1708100101
Date	Aug 10, 2017
Instrument	1708100101

Lender

Name	ONE REVERSE MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	984 Months
Due	Aug 9, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.47%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7055 WINDING WAY, FAIR OAKS, CA 95628-4532
Document Number	1708100102
Instrument Date	Aug 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7055 WINDING WAY FAIR OAKS CA 956284532, FAIR OAKS, CA 95628-4532

Mortgage

Document Number	1708100102
Date	Aug 10, 2017
Instrument	1708100102

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	984 Months
Due	Aug 9, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.47%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 13, 2017
Property Address	7055 WINDING WAY, FAIR OAKS, CA 95628-4532
Document Number	1707130130
Instrument Date	Jul 12, 2017
Instrument	1707130130
Transaction Type	Transfer
Record Updated	Jul 25, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7055 WINDING WAY FAIR OAKS CA 956284532, FAIR OAKS, CA 95628-4532

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$438,600 (+2%) Land $132,600 Building $306,000
2025	$5,221.00 (-25.26%)	$430,000 (+92.54%) Land $130,000 Building $300,000
2024	$6,986.00 (+56.88%)
2023	$4,453.00 (+7.4%)	$223,336 Land $132,795 Building $90,541
2022	$4,146.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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