7100 Navajoa Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 7100 Navajoa Ave, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,060 sqft · built 1915
Lot Size	0.444 acres (19,350 sqft)
Owner	2 Trust Names on File
Last Sale	$890,000 (Oct 2025)
Tax Bill	$6,772 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`031-043-018`

Property Details

APN / Parcel Number

Primary APN	`031-043-018`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,060 sqft Living Area
1st Floor Area	1,335 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Multi-Family
Construction Type	Wood
Lot Area	19,350 sqft (0.444 acres)
Lot Dimensions	125 ft deep x 130 ft wide
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7100 NAVAJOA AVE
City	ATASCADERO
State	CA
Zip	93422-4032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF10
Legal Description	CY ATAS ATAS BL SB PTN LT 17 LESS MIN RTS
Legal Subdivision	SB/ATASCADERO
Legal Block	3
Legal Lot Number	17
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	3
Census Block	3011
Census Tract	12601

Owner

7100 Navajoa Ave is held in a trust since October 2025.

Source: San Luis Obispo County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2234 MONTEREY RD, ATASCADERO, CA 93422-1854
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 10, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jan 24, 2019	Reverse Mortgage, Transfer · Line of Credit DIGNIFIED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025 · Amount on File
Deed Sale	Oct 21, 2025 · Amount on File
Prior Sale	Aug 2, 2001 · Amount on File
Deed Document Number	202532188
Prior Transfer Date	Jan 10, 2019
Prior Transfer Doc	0000002733
Record Updated	Oct 29, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 21, 2025
Property Address	7100 NAVAJOA AVE, ATASCADERO, CA 93422-4032
Document Number	0000032188
Map Reference	MB 4 PG 1
Instrument Date	Sep 9, 2025
Instrument	2025032188
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7100 NAVAJOA AVE, ATASCADERO, CA 93422-4032
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032189
Date	Oct 21, 2025
Instrument	2025032189

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	7100 NAVAJOA AVE, ATASCADERO, CA 93422-4032
Document Number	0000002735
Instrument Date	Jan 10, 2019
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7100 NAVAJOA AVE ATASCADERO CA 934224032, ATASCADERO, CA 93422-4032

Mortgage

Document Number	0000002735
Date	Jan 24, 2019
Instrument	2735

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	852 Months
Due	Jan 23, 2090

Interest

Rate Type	Adjustable Rate
Rate	5.71%

January 2019: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 24, 2019
Property Address	7100 NAVAJOA AVE, ATASCADERO, CA 93422-4032
Document Number	0000002733
Instrument Date	Jan 10, 2019
Instrument	2733
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7100 NAVAJOA AVE ATASCADERO CA 934224032, ATASCADERO, CA 93422-4032

Mortgage

Document Number	2734
Date	Jan 24, 2019
Instrument	2734

Lender

Name	DIGNIFIED HM LNS
Type	Funding / Finance Company
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	852 Months
Due	Jan 23, 2090

Interest

Rate Type	Adjustable Rate
Rate	5.71%

Mortgage

Document Number	2735,
Date	Jan 24, 2019
Instrument	2735

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	852 Months
Due	Jan 23, 2090

Interest

Rate Type	Adjustable Rate
Rate	5.71%

Tax Assessment & Valuation

The 2025 property tax bill for 7100 Navajoa Ave was $6,772.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$890,000 (+85.3%) Land $375,000 Building $515,000
2025	$6,772.00 Homeowner's exemption	$480,313 Land $150,562 Building $329,751
2023	$6,308.00 (+4.11%) Homeowner's exemption	$461,664 Land $144,716 Building $316,948
2022	$6,059.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7100 Navajoa Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7100 Navajoa Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi, Verizon.

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