7055 Navajoa Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 7055 Navajoa Ave, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,073 sqft · built 1955
Lot Size	0.311 acres (13,563 sqft)
Owner	2 Individual Names on File
Last Sale	$257,000 (Sep 2016)
Tax Bill	$4,090 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Feb 2019 Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`031-051-033`

Property Details

APN / Parcel Number

Primary APN	`031-051-033`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,073 sqft Living Area
1st Floor Area	1,073 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Wood
Lot Area	13,563 sqft (0.311 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	7055 NAVAJOA AVE
City	ATASCADERO
State	CA
Zip	93422-4033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF10
Legal Description	CY ATAS ATAS BL RB PTN LT 18A
Legal Subdivision	ATASCADERO
Legal Block	3
Legal Lot Number	18A
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	3
Census Block	3010
Census Tract	12601

Owner

7055 Navajoa Ave is owned and occupied by two individuals who bought it in September 2016.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7055 NAVAJOA AVE, ATASCADERO, CA 93422-4033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Feb 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 9, 2018	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Mar 12, 2018	Deed of Trust, Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2016 · Amount on File
Deed Sale	Sep 2, 2016 · Amount on File
Prior Sale	Nov 18, 2014 · Amount on File
Deed Document Number	201643749
Prior Transfer Date	May 13, 2016
Prior Transfer Doc	0000043748
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	7055 NAVAJOA AVE, ATASCADERO, CA 93422-4033
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033544
Date	Jul 28, 2017
Instrument	2017033544

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	7055 NAVAJOA AVE, ATASCADERO, CA 93422-4033
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006965
Date	Feb 28, 2019
Instrument	2019006965

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	7055 NAVAJOA AVE, ATASCADERO, CA 93422-4033
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039679
Date	Sep 19, 2019
Instrument	2019039679

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	7055 NAVAJOA AVE, ATASCADERO, CA 93422-4033
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041618
Date	Aug 10, 2020
Instrument	2020041618

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	7055 NAVAJOA AVE, ATASCADERO, CA 93422-4033
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7055 NAVAJOA AVE, ATASCADERO, CA 93422-4033

Mortgage

Document Number	0000042608
Date	Jun 14, 2021
Instrument	2021042608

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	7055 NAVAJOA AVE, ATASCADERO, CA 93422-4033
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7055 NAVAJOA AVE, ATASCADERO, CA 93422-4033

Mortgage

Document Number	0000005744
Date	Feb 7, 2022
Instrument	2022005744

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	7055 NAVAJOA AVE, ATASCADERO, CA 93422-4033
Document Number	0000024548
Instrument Date	Jun 9, 2018
Transaction Type	Mortgage
Record Updated	Jun 28, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7055 NAVAJOA AVE ATASCADERO CA 934224033, ATASCADERO, CA 93422-4033

Mortgage

Document Number	0000024548
Date	Jun 15, 2018
Instrument	24548

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	7055 NAVAJOA AVE, ATASCADERO, CA 93422-4033
Document Number	0000010442
Instrument Date	Mar 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7055 NAVAJOA AVE ATASCADERO CA 934224033, ATASCADERO, CA 93422-4033

Mortgage

Document Number	0000010442
Date	Mar 16, 2018
Instrument	10442

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7055 Navajoa Ave was $4,090.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$304,228 (+2%) Land $177,566 Building $126,662
2025	$4,090.00	$298,264 Land $174,085 Building $124,179
2023	$3,827.00 (+3.57%)	$286,684 Land $167,326 Building $119,358
2022	$3,695.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7055 Navajoa Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7055 Navajoa Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi, Verizon.

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