7100 Cove Pointe Pl, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7100 Cove Pointe Pl, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,432 sqft · built 1988
Lot Size	0.367 acres (15,987 sqft)
Owner	2 Individual Names on File
Last Sale	$392,000 (Oct 2018)
Tax Bill	$5,646 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21244300610000`

Property Details

APN / Parcel Number

Primary APN	`21244300610000`
Alternative APNs	`244300610000` `00002657`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,432 sqft Finished Area
Basement Area	1,570 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,987 sqft (0.367 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Deck Area	544 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00002657
Street Address	7100 COVE POINTE PL
City	PROSPECT
State	KY
Zip	40059-9670
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	LOT 61 BRIDGEPOINTE SUB, PHASE 1, PB.36 PG.14; 0.3670 AC +/-
Legal Subdivision	BRIDGEPOINTE SUB
Legal Phase	1
Legal Lot Number	61
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1012
Census Tract	10313

Owner

7100 Cove Pointe Pl is owned and occupied by two individuals who bought it in October 2018.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7100 COVE POINTE PL, PROSPECT, KY 40059-9670
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG
Oct 11, 2018	Grant Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on File
Deed Sale	Oct 11, 2018 · Amount on File
Deed Document Number	0011266840
Deed Book / Page	11266 / 840
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7100 COVE POINTE PL, PROSPECT, KY 40059-9670
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7100 COVE POINTE PL, PROSPECT, KY 40059-9670

Mortgage

Document Number	0000219023
Date	Sep 22, 2022
Book Page	M 18260/608
Instrument	2022219023

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7100 COVE POINTE PL, PROSPECT, KY 40059-9670
Document Number	0170410106
Instrument Date	Dec 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7100 COVE POINTE PL PROSPECT KY 400599670, PROSPECT, KY 40059-9670

Mortgage

Document Number	0170410106
Date	Dec 23, 2020
Book Page	017041/000106
Instrument	277451

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	LOUISVILLE, KY 40223

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON KY
Recording Date	Oct 11, 2018
Property Address	7100 COVE POINTE PL, PROSPECT, KY 40059-9670
Document Number	0112660840
Book / Page	011266 / 000840
Instrument Date	Oct 1, 2018
Instrument	241737
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	LIMESTONE TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7100 COVE POINTE PL PROSPECT KY 400599670, PROSPECT, KY 40059-9670

Mortgage

Document Number	157220134
Date	Oct 11, 2018
Book Page	015722/000134
Instrument	241738

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	LOUISVILLE, KY 40245

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7100 Cove Pointe Pl was $5,646.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,646.00	$505,930 Land $95,000 Building $410,930
2024			$505,930 (-) Land $95,000 Building $410,930
2023	$5,858.00 (-0.34%)	$505,930 (-) Land $95,000 Building $410,930	$505,930 (-) Land $95,000 Building $410,930
2022	$5,878.00	$505,930 Land $95,000 Building $410,930	$505,930 Land $95,000 Building $410,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7100 Cove Pointe Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7100 Cove Pointe Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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