7109 Cove Pointe Pl, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7109 Cove Pointe Pl, Prospect, KY 40059 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	3 Baths
Year Built	Built 1988
Square Footage	3,302 sqft Finished Area
Lot Size	13,952 sqft (0.32 acres)
Occupancy	Owner Occupied
Last Sale	$336,000 (2003)
Tax Bill	$4,960.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`21244300560000`
Alternative APNs	`244300560000` `00002628`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	3,302 sqft Finished Area
Basement Area	1,402 sqft Basement
Finished Basement	700 sqft Finished
Stories	2 Stories
Primary Flooring	Covered Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Conventional Style
Exterior Material	Brick Veneer Exterior
Construction Type	Wood Construction
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,952 sqft (0.32 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	632 sqft Garage
Deck Area	441 sqft Deck

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	00002628
Street Address	7109 COVE POINTE PL
City	PROSPECT
State	KY
Zip	40059-9680
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	.3203 AC+- BRIDGEPOINTE SUB
Legal Subdivision	BRIDGEPOINTE SUB
Jurisdiction	JEFFERSON KY
Minor Civil Division	NORTHEAST JEFFERSON
Census Blockgroup	1
Census Block	1012
Census Tract	10313

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21244300560000

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7109 COVE POINTE PL, PROSPECT, KY 40059-9680
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 20, 2003 · Amount on Record
Deed Sale	Aug 20, 2003 · Amount on Record
Deed Doc Number	0008217721
Record Refreshed	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7109 COVE POINTE PL, PROSPECT, KY 40059-9680
Document Number	0165240530
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	SOUTHWEST FINANCIAL, SWF

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	7109 COVE POINTE PL PROSPECT KY 400599680, PROSPECT, KY 40059-9680

Mortgage

Document Number	0165240530
Date	May 07, 2020
Book Page	016524/000530
Instrument	90974

Lender

Name	PNC BK
Type	Bank
Address	LOUISVILLE, KY 40059

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,960.00 (-13.21%) Homeowner's exemption	$493,590 (-) Land $93,100 Building $400,490
2024			$493,590 (-) Land $93,100 Building $400,490
2023	$5,715.00 (-0.35%)	$493,590 (-) Land $93,100 Building $400,490	$493,590 (-) Land $93,100 Building $400,490
2022	$5,735.00	$493,590 Land $93,100 Building $400,490	$493,590 Land $93,100 Building $400,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.