710 W Walnut St, Coldwater, OH 45828 Property Records

Mercer County property record for 710 W Walnut St, Coldwater, OH 45828

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,131 sqft · built 1898
Lot Size0.154 acres (6,732 sqft)
OwnerIndividual Name on Record
Last Sale$222,833 (Mar 2024)
Tax Bill$1,623 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-077000.0000

Property Details

APN / Parcel Number

Primary APN05-077000.0000
Alternative APN
  • 08-33-201-013

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,131 sqft Living Area
Basement Area188 sqft
Unfinished Basement188 sqft

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1898
Lot Area6,732 sqft (0.154 acres)
Lot Dimensions132 ft deep x 49 ft wide

Location & Zoning

Street Address710 W WALNUT ST
CityCOLDWATER
StateOH
Zip45828-1647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBIRKMEYER HGHTS REPLAT LOTS 385-392 LOT#: 1766
Legal SubdivisionBIRKMEYER HGHTS
Legal Lot Number385-392
JurisdictionMERCER OH
Township / Civil DivisionBUTLER
Census Block Group4
Census Block4044
Census Tract967700

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address710 W WALNUT ST, COLDWATER, OH 45828-1647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2024Warranty Deed, Transfer · Conventional Mortgage
THE PEOPLES BANK CO
Sep 29, 2021Survivorship Deed, Transfer · Conventional Mortgage
THE PEOPLES BANK CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2024 · Amount on Record
Deed SaleMar 22, 2024 · Amount on Record
Prior SaleSep 29, 2021 · Amount on Record
Deed Document Number20241044
Prior Transfer DateMar 13, 2012
Prior Transfer Doc0000001433
Record UpdatedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateMar 22, 2024
Property Address710 W WALNUT ST, COLDWATER, OH 45828-1647
Document Number202400001044
Instrument DateMar 18, 2024
Instrument202400001044
Transaction TypeTransfer
Record UpdatedApr 3, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address710 W WALNUT ST, COLDWATER, OH 45828-1647

Mortgage

Document Number202400001045
DateMar 22, 2024
Instrument202400001045
Lender
NameTHE PEOPLES BANK CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

Mortgage

Document Number202400001046
DateMar 22, 2024
Instrument202400001046
Lender
NameTHE PEOPLES BANK CO
TypeBank
AddressCOLDWATER, OH 45828
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 20, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionMERCER OH
Recording DateSep 29, 2021
Property Address710 W WALNUT ST, COLDWATER, OH 45828-1647
Document Number202100006068
Instrument DateSep 23, 2021
Instrument202100006068
Transaction TypeTransfer
Record UpdatedOct 6, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address710 W WALNUT ST, COLDWATER, OH 45828-1647

Mortgage

Document Number202100006069
DateSep 29, 2021
Instrument202100006069
Lender
NameTHE PEOPLES BANK CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Mortgage

Document Number202100006070
DateSep 29, 2021
Instrument202100006070
Lender
NameTHE PEOPLES BANK CO
TypeBank
AddressCHICKASAW, OH 45826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 20, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionButler Township
MunicipalityColdwater Village
Unified School DistrictColdwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,623.00 (+1.82%)$47,610 (-) Land $5,570 Building $42,040
2023$1,594.00 (+17.38%)$47,610 (+31.92%) Land $5,570 Building $42,040$136,000 (+31.91%) Land $15,900 Building $120,100
2022$1,358.00$36,090 Land $4,170 Building $31,920
2020$103,100 Land $11,900 Building $91,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLDWATER VILLAGE
serves 4,774 people · EPA ID OH5400112
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber · Fixed Wireless
2,000 / 2,000
NKTELCO - Goldstar
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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