Mercer County property record for 628 W Walnut St, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,215 sqft · built 1918 |
| Lot Size | 0.175 acres (7,656 sqft) |
| Owner | Individual Name on File |
| Last Sale | $254,333 (Sep 2025) |
| Tax Bill | $1,831 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit Apr 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-077300.0000 |
| Primary APN | 05-077300.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,215 sqft Living Area |
| Basement Area | 243 sqft |
| Unfinished Basement | 243 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Lot Area | 7,656 sqft (0.175 acres) |
| Lot Dimensions | 132 ft deep x 58 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 628 W WALNUT ST |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BIRKMEYER HGHTS RTS: 000-00-00 LOT#: 393 |
| Legal Subdivision | BIRKMEYER HGHTS |
| Legal Lot Number | 393 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 4 |
| Census Block | 4060 |
| Census Tract | 967700 |
628 W Walnut St is owned and occupied by an individual who bought it in September 2025.
Source: Mercer County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 628 W WALNUT ST, COLDWATER, OH 45828-1645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2020 | Deed of Trust, Mortgage · Line of Credit SUPERIOR CU |
| Apr 7, 2021 | Deed of Trust, Mortgage · Line of Credit SUPERIOR CU |
| Sep 23, 2025 | Warranty Deed, Transfer · Non-Conforming Investor Loan GREENVILLE NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2025 · Amount on File |
| Deed Sale | Sep 23, 2025 · Amount on File |
| Prior Sale | Mar 22, 2013 · Amount on File |
| Deed Document Number | 20253887 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 628 W WALNUT ST, COLDWATER, OH 45828-1645 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202000002819 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 202000002819 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | May 15, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 628 W WALNUT ST, COLDWATER, OH 45828-1645 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202100002186 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 202100002186 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 203 Months |
| Due | Mar 25, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Sep 23, 2025 |
| Property Address | 628 W WALNUT ST, COLDWATER, OH 45828-1645 |
| Document Number | 202500003887 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 202500003887 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 628 W WALNUT ST, COLDWATER, OH 45828-1645 |
| Document Number | 202500003888 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 202500003888 |
| Name | GREENVILLE NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 17, 2055 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 628 W Walnut St was $1,831.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,831.00 | $55,020 (-) Land $6,580 Building $48,440 | |
| 2024 | $1,831.00 (+1.89%) | $55,020 (-) Land $6,580 Building $48,440 | |
| 2023 | $1,797.00 (+33.31%) | $55,020 (+49.84%) Land $6,580 Building $48,440 | $157,200 Land $18,800 Building $138,400 |
| 2022 | $1,348.00 | $36,720 Land $4,900 Building $31,820 | |
| 2020 | $104,900 Land $14,000 Building $90,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 628 W Walnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 628 W Walnut St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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