710 W 12th St, Bonham, TX 75418 Property Records

Fannin County property record for 710 W 12th St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,335 sqft · built 1980
Lot Size	0.225 acres (9,779 sqft)
Owner	Individual Name on Record
Last Sale	$177,674 (Jul 2022)
Tax Bill	$3,333 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9670-001-0012-05`

Property Details

APN / Parcel Number

Primary APN	`9670-001-0012-05`
Alternative APN	`93424`

Interior

Full Baths	1 Bath
Building Area	1,335 sqft Living Area
1st Floor Area	1,175 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Lot Area	9,779 sqft (0.225 acres)
Lot Dimensions	97 ft deep x 101 ft wide
Garage Area	360 sqft
Porch	Porch
Porch Area	115 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	9670-001-0012-05
Street Address	710 W 12TH ST
City	BONHAM
State	TX
Zip	75418-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEMPLE ADDN 2, BLOCK 1, LOT CTR 100' OF 1, ACRES .2245
Legal Subdivision	SEMPLES SECOND ADDITION
Legal Tract	100
Legal Block	1
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	1
Census Block	1020
Census Tract	950401

Owner

Source: Fannin County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	710 W 12TH ST, BONHAM, TX 75418-2905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Vendor's Lien, Transfer · VA Mortgage USAA FSB
May 6, 2022	Deed of Trust, Mortgage · Construction Mortgage KIAVI FUNDING INC
Oct 30, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	May 6, 2022 · Amount on Record
Deed Document Number	20225600
Prior Transfer Date	Jul 27, 2017
Prior Transfer Doc	2019006821
Record Updated	Oct 29, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Jul 15, 2022
Property Address	710 W 12TH ST, BONHAM, TX 75418-2905
Document Number	2022005600
Map Reference	DOC 2019006824
Instrument Date	Jul 15, 2022
Instrument	2022005600
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	MAIN STREET TITLE OKC LLC, MAIN STREET TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1406 ANTHONY ST, 1406, MCKINNEY, TX 75069-5935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 W 12TH ST, BONHAM, TX 75418-2905

Mortgage

Document Number	2022005601
Date	Jul 15, 2022
Instrument	2022005601

Lender

Name	USAA FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	710 W 12TH ST, BONHAM, TX 75418-2905
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 ANTHONY ST, MC KINNEY, TX 75069-5935

Mortgage

Document Number	2022003632
Date	May 6, 2022
Instrument	2022003632

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FANNIN TX
Recording Date	Oct 30, 2019
Property Address	710 W 12TH ST, BONHAM, TX 75418-2905
Document Number	2019006821
Instrument Date	Jul 27, 2017
Instrument	2019006821
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 131, BONHAM, TX 75418-0131

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,333.00 (-5.71%)	$171,840 (-2.54%) Land $36,870 Building $134,970	$171,840 (-2.54%) Land $36,870 Building $134,970
2024	$3,535.00 (+133.18%)
2023		$176,320 Land $36,670 Building $139,650	$176,320 Land $36,670 Building $139,650
2018	$1,516.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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