710 S 5th Ave, Virginia, MN 55792 Property Records

St. Louis County property record for 710 S 5th Ave, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.25 ba · 1,632 sqft · built 1910
Lot Size	0.093 acres (4,083 sqft)
Owner	Individual Name on File
Last Sale	$52,500 (Oct 2021)
Tax Bill	$1,072 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0030-04290`

Property Details

APN / Parcel Number

Primary APN	`090-0030-04290`
Alternative APN	`1118877`

Interior

Bedrooms	4 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,632 sqft Gross Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Metal
Construction Type	Frame
Lot Area	4,083 sqft (0.093 acres)
Garage Area	484 sqft

Exterior Amenities

Porch	Porch
Porch Area	184 sqft
Deck Area	70 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1118877
Street Address	710 S 5TH AVE
City	VIRGINIA
State	MN
Zip	55792-2740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 OF LOT 15 AND ALL OF LOT 16 SERIAL #
Legal Subdivision	SECOND ADDITION TO VIRGINIA
Legal Block	90
Legal Lot Number	15-16
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	3
Census Block	3009
Census Tract	13100

Owner

710 S 5th Ave is owned and occupied by an individual who bought it in October 2021.

Source: St. Louis County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	710 S 5TH AVE, VIRGINIA, MN 55792-2740
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2021 · Amount on File
Deed Sale	Oct 12, 2021 · Amount on File
Deed Document Number	20211427105
Prior Transfer Date	Aug 27, 2003
Prior Transfer Doc	0000915948
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 12, 2021
Property Address	710 S 5TH AVE, VIRGINIA, MN 55792-2740
Document Number	0001427105
Instrument Date	Oct 7, 2021
Instrument	1427105
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 S 5TH AVE, VIRGINIA, MN 55792-2740

Mortgage

Document Number	0001427106
Date	Oct 12, 2021
Instrument	1427106

Lender

Name	THE MINERS NATIONAL BANK OF EVELETH
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2051

Interest

Rate Type	Fixed Rate
Rate	5%
Type Change Date	Oct 1, 2026
Min Rate At Change	5%
Max Rate At Change	8%
Index	12-Month MTA
Max Rate	15%

Tax Assessment & Valuation

The 2026 property tax bill for 710 S 5th Ave was $1,072 with a homeowner's exemption, up 25.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,072.00 (+25.53%) Homeowner's exemption
2025	$854.00 (-8.76%) Homeowner's exemption	$114,200 (+10.77%) Land $4,500 Building $109,700	$114,200 (+10.77%) Land $4,500 Building $109,700
2024	$936.00	$103,100 Land $3,900 Building $99,200	$103,100 Land $3,900 Building $99,200
2022		$85,100 Land $3,400 Building $81,700	$85,100 Land $3,400 Building $81,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 710 S 5th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 710 S 5th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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