620 S 5th Ave, Virginia, MN 55792 Property Records

St. Louis County property record for 620 S 5th Ave, Virginia, MN 55792

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	6 bd · 3.25 ba · 4,384 sqft · built 1914
Lot Size	0.132 acres (5,773 sqft)
Owner	Individual Name on File
Last Sale	$172,500 (Dec 2018)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0030-02890`

Property Details

APN / Parcel Number

Primary APN	`090-0030-02890`
Alternative APN	`1064182`

Interior

Bedrooms	6 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	4,384 sqft Gross Area
1st Floor Area	1,964 sqft
Basement Area	473 sqft
Finished Basement	473 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Asbestos
Construction Type	Frame
Lot Area	5,773 sqft (0.132 acres)
Garage Area	280 sqft

Exterior Amenities

Porch	Slab
Porch Area	635 sqft
Deck Area	30 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1064182
Street Address	620 S 5TH AVE
City	VIRGINIA
State	MN
Zip	55792-2738
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOTS 20 AND 21 SERIAL #
Legal Subdivision	SECOND ADDITION
Legal Block	85
Legal Lot Number	20-21
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	3
Census Block	3006
Census Tract	13100

Owner

Source: St. Louis County records · APN 090-0030-02890

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	618 S 5TH AVE, 620, VIRGINIA, MN 55792-2738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	20181347083
Prior Transfer Date	Nov 02, 2005
Prior Transfer Doc	0001004219
Record Updated	Sep 20, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 21, 2018
Property Address	620 S 5TH AVE, VIRGINIA, MN 55792-2738
Document Number	00A1347083
Instrument Date	Dec 18, 2018
Instrument	A1347083
Transaction Type	Transfer
Record Updated	Jan 04, 2019
Title Company	AT HOME TITLE, AT HM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$569.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618-620 S 5TH AVE VIRGINIA MN 557922738, VIRGINIA, MN 55792-2738

Mortgage

Document Number	A1347084
Date	Dec 21, 2018
Instrument	A1347084

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2048

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	Homeowner's exemption
2025	Homeowner's exemption	$300,500 (+10.8%) Land $6,300 Building $294,200	$300,500 (+10.8%) Land $6,300 Building $294,200
2024		$271,200 Land $5,400 Building $265,800	$271,200 Land $5,400 Building $265,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fixed Wireless · Fiber in parts of the area	2,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Consolidated Telephone Company, Verizon.

Based on FCC filings for 710 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1690046, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Virginia serves 8,361 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.