Allegany County property record for 710 N Centre St, Cumberland, MD 21502
| Property Type | Wholesale Outlet, Discount Store (Franchise) |
|---|---|
| Details | 31,902 sqft · built 1996 |
| Lot Size | 0.637 acres (27,753 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,200,000 (Jan 2023) |
| Tax Bill | $7,134 (2024) |
| Deeds & Mortgages | Nov 2025 Mortgage Jan 2023 Sale + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 05-015200 |
| Primary APN | 05-015200 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 31,902 sqft Total Area |
| 1st Floor Area | 31,902 sqft |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood |
| Construction Type | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 27,753 sqft (0.637 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 015200 |
|---|---|
| Street Address | 710 N CENTRE ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-2107 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Wholesale Outlet, Discount Store (Franchise) |
| Local Zoning Code | R-O |
| Legal Description | 710 N CENTRE ST & FRANKLIN 149.55X217.0 116.47X202.05 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 14, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1078 |
| Census Tract | 1000 |
Source: Allegany County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1614, CUMBERLAND, MD 21501-1614 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST |
| Jan 18, 2023 | Deed, Transfer |
| Sep 21, 2020 | Deed of Trust, Mortgage M&T BK |
| Dec 27, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2023 · Amount on Record |
| Deed Sale | Jan 18, 2023 · Amount on Record |
| Deed Book / Page | 2848 / 466 |
| Prior Transfer Date | Dec 1, 2017 |
| Prior Transfer Doc | 002349-0456 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 710 N CENTRE ST, CUMBERLAND, MD 21502-2107 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 003110-0377 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | 3110/377 |
| Name | FIRST UNITED BANK & TRUST |
|---|---|
| Type | Bank |
| Address | OAKLAND, MD 21550 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jan 18, 2023 |
| Property Address | 710 N CENTRE ST, CUMBERLAND, MD 21502-2107 |
| Document Number | 002848-0466 |
| Book / Page | 2848 / 466 |
| Instrument Date | Dec 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 710 N CENTRE ST, CUMBERLAND, MD 21502-2107 |
| Document Number | 0025920279 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2020 |
| Title Company | ALLEGANY ABSTRACT COMPANY, ALLEGANY ABS CO |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1405 HOLLAND ST CUMBERLAND MD 215021113, CUMBERLAND, MD 21502-1113 |
| Document Number | 0025920279 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 002592/000279 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Dec 27, 2017 |
| Property Address | 710 N CENTRE ST, CUMBERLAND, MD 21502-2107 |
| Document Number | 0023490456 |
| Book / Page | 002349 / 000456 |
| Instrument Date | Dec 1, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 710 N CENTRE ST MD, MD |
Source: Allegany County assessment roll, as of July 31, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,126,200 (+237.07%) Land $166,500 Building $2,959,700 | $3,126,200 (+185.94%) Land $166,500 Building $2,959,700 | |
| 2025 | $927,467 (+55.67%) | $1,093,300 (+83.5%) Land $138,700 Building $954,600 | |
| 2024 | $7,134.00 (+28.73%) | ||
| 2023 | $5,542.00 | $595,800 Land $138,700 Building $457,100 | $595,800 Land $138,700 Building $457,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1979–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable · Fiber in parts of the area | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
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